The Thai Setakij Insurance PCLBKK:TSI-R Debt-to-Equity is 0.16 as of Mar. 2026, which is 33% above its 10-year median of 0.12. The stock has 2 warning signs investors should review. Among 408 Insurance companies, The Thai Setakij Insurance PCL ranks better than 58.33% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for The Thai Setakij Insurance PCL's Debt-to-Equity or its related term are showing as below:
BKK:TSI-R'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.12 Max: 0.63
Current: 0.16
During the past 13 years, the highest Debt-to-Equity Ratio of The Thai Setakij Insurance PCL was 0.63. The lowest was 0.02. And the median was 0.12.
BKK:TSI-R's Debt-to-Equity is ranked better than 58.33% of 408
companies
in the Insurance industry
Industry Median: 0.2
vs BKK:TSI-R: 0.16
The Thai Setakij Insurance PCL (BKK:TSI-R) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
The Thai Setakij Insurance PCL Debt-to-Equity Related Terms
The Thai Setakij Insurance PCL Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Thai Setakij Insurance PCL Debt-to-Equity Chart
BKK:TSI-R vs CB, PGR, TRV: Debt-to-Equity Comparison
For the Insurance - Property & Casualty subindustry, The Thai Setakij Insurance PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Thai Setakij Insurance PCL Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, The Thai Setakij Insurance PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where The Thai Setakij Insurance PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Thai Setakij Insurance PCL (BKK:TSI-R) has a Debt-to-Equity of 0.16 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Thai Setakij Insurance PCL and its competitors. This is 33% above median its historical median of 0.12. Over the past decade, The Thai Setakij Insurance PCL's Debt-to-Equity has ranged from 0.02 to 0.63. According to the industry distribution chart, The Thai Setakij Insurance PCL ranks #170 out of 408 companies in the Insurance industry, placing it in the top 41.7%.
Is The Thai Setakij Insurance PCL's Debt-to-Equity too high?
The Thai Setakij Insurance PCL's current Debt-to-Equity of 0.16 is 33% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.63. The Insurance industry median Debt-to-Equity is 0.20. The Thai Setakij Insurance PCL's value of 0.16 is 20% below this industry median. Based on the distribution chart, The Thai Setakij Insurance PCL ranks #170 out of 408 companies in the Insurance industry, which is above the industry midpoint.
How does The Thai Setakij Insurance PCL's Debt-to-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, The Thai Setakij Insurance PCL ranks #170 out of 408 companies for Debt-to-Equity. This puts The Thai Setakij Insurance PCL in the upper half of its industry. The industry median Debt-to-Equity is 0.20. The Thai Setakij Insurance PCL's value of 0.16 is 20% below this benchmark. Historically, The Thai Setakij Insurance PCL's own Debt-to-Equity has ranged from 0.02 to 0.63 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.20, The Thai Setakij Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 408 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Thai Setakij Insurance PCL's current Debt-to-Equity of 0.16 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Thai Setakij Insurance PCL and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Thai Setakij Insurance PCL's current Debt-to-Equity is 0.16, which is 33% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Thai Setakij Insurance PCL stock overvalued right now?
The Thai Setakij Insurance PCL (BKK:TSI-R) has a current Debt-to-Equity of 0.16. The stock's GF Value™ is ฿0.13, compared to a current price of ฿0.06 — trading 53.8% below its estimated fair value. The current Debt-to-Equity is 0.16, which is 33% above median its 10-year median of 0.12 and 20% below the Insurance industry median of 0.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For The Thai Setakij Insurance PCL (BKK:TSI-R), the current Debt-to-Equity is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
The Thai Setakij Insurance PCL Business Description
The Thai Setakij Insurance PCL is a company operating in the insurance sector. The primary activity of the company is to provide non-life insurance services. Its non-life insurance products include Fire insurance; Marine and transportation insurance; Motor insurance; and Miscellaneous insurance. The company operates principally in Thailand and generates key revenue from the Motor insurance Business unit.
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