The Thai Setakij Insurance PCLBKK:TSI-R ROE % is -22.99% as of Mar. 2026. The stock has 2 warning signs investors should review. Among 504 Insurance companies, The Thai Setakij Insurance PCL ranks worse than 93.25% on this metric.
The historical rank and industry rank for The Thai Setakij Insurance PCL's ROE % or its related term are showing as below:
BKK:TSI-R'
s ROE % Range Over the Past 10 Years
Min: -63.42 Med: -19.67 Max: 4.6
Current: -2.15
During the past 13 years, The Thai Setakij Insurance PCL's highest ROE % was 4.60%. The lowest was -63.42%. And the median was -19.67%.
BKK:TSI-R's ROE % is ranked worse than 93.25% of 504
companies
in the Insurance industry
Industry Median: 11.675
vs BKK:TSI-R: -2.15
The Thai Setakij Insurance PCL (BKK:TSI-R) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
The Thai Setakij Insurance PCL ROE % Related Terms
The Thai Setakij Insurance PCL ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, The Thai Setakij Insurance PCL's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Thai Setakij Insurance PCL ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, The Thai Setakij Insurance PCL's ROE % distribution charts can be found below:
* The bar in red indicates where The Thai Setakij Insurance PCL's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
The Thai Setakij Insurance PCL (BKK:TSI-R) has a ROE % of -22.99% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on The Thai Setakij Insurance PCL and its competitors. According to the industry distribution chart, The Thai Setakij Insurance PCL ranks #470 out of 504 companies in the Insurance industry, placing it in the top 93.3%.
Is The Thai Setakij Insurance PCL's ROE % too high?
The Thai Setakij Insurance PCL's current ROE % is -22.99%. Based on the distribution chart, The Thai Setakij Insurance PCL ranks #470 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers.
How does The Thai Setakij Insurance PCL's ROE % compare to CB and PGR?
According to the Insurance industry distribution chart, The Thai Setakij Insurance PCL ranks #470 out of 504 companies for ROE %. This places The Thai Setakij Insurance PCL in the lower half of its industry. The industry median ROE % is 11.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.68, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on The Thai Setakij Insurance PCL and its competitors. For the Insurance industry, the median ROE % is 11.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Thai Setakij Insurance PCL's current ROE % is -22.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Thai Setakij Insurance PCL stock overvalued right now?
The Thai Setakij Insurance PCL (BKK:TSI-R) has a current ROE % of -22.99%. The stock's GF Value™ is ฿0.13, compared to a current price of ฿0.06 — trading 53.8% below its estimated fair value. The current ROE % is -22.99%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For The Thai Setakij Insurance PCL (BKK:TSI-R), the current ROE % is -22.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
The Thai Setakij Insurance PCL Business Description
The Thai Setakij Insurance PCL is a company operating in the insurance sector. The primary activity of the company is to provide non-life insurance services. Its non-life insurance products include Fire insurance; Marine and transportation insurance; Motor insurance; and Miscellaneous insurance. The company operates principally in Thailand and generates key revenue from the Motor insurance Business unit.
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