The Thai Setakij Insurance PCL (BKK:TSI-R) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


What is The Thai Setakij Insurance PCL Interest Coverage?

The Thai Setakij Insurance PCL BKK:TSI-R Interest Coverage is 0 (At Loss) as of Mar. 2026. The stock has 2 warning signs investors should review. Among 353 Insurance companies, The Thai Setakij Insurance PCL ranks worse than 283285.84% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. The Thai Setakij Insurance PCL's EBIT for the three months ended in Mar. 2026 was ฿0 Mil. The Thai Setakij Insurance PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-2 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for The Thai Setakij Insurance PCL's Interest Coverage or its related term are showing as below:


BKK:TSI-R's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.26
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Thai Setakij Insurance PCL  (BKK:TSI-R) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

The Thai Setakij Insurance PCL Interest Coverage Related Terms

The Thai Setakij Insurance PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for The Thai Setakij Insurance PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The Thai Setakij Insurance PCL Interest Coverage Chart

The Thai Setakij Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

The Thai Setakij Insurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BKK:TSI-R vs CB, PGR, TRV: Interest Coverage Comparison

For the Insurance - Property & Casualty subindustry, The Thai Setakij Insurance PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Thai Setakij Insurance PCL Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, The Thai Setakij Insurance PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where The Thai Setakij Insurance PCL's Interest Coverage falls into.


The Thai Setakij Insurance PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Thai Setakij Insurance PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The Thai Setakij Insurance PCL's Interest Expense was ฿-13 Mil. Its EBIT was ฿0 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿33 Mil.

The Thai Setakij Insurance PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, The Thai Setakij Insurance PCL's Interest Expense was ฿-2 Mil. Its EBIT was ฿0 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿31 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
The Thai Setakij Insurance PCL (BKK:TSI-R) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Thai Setakij Insurance PCL and its competitors. According to the industry distribution chart, The Thai Setakij Insurance PCL ranks #999999 out of 353 companies in the Insurance industry.
Is The Thai Setakij Insurance PCL's Interest Coverage too high?
The Thai Setakij Insurance PCL's current Interest Coverage is 0 (At Loss). Based on the distribution chart, The Thai Setakij Insurance PCL ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers.
How does The Thai Setakij Insurance PCL's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, The Thai Setakij Insurance PCL ranks #999999 out of 353 companies for Interest Coverage. This places The Thai Setakij Insurance PCL in the lower half of its industry. The industry median Interest Coverage is 16.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Thai Setakij Insurance PCL and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Thai Setakij Insurance PCL's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Thai Setakij Insurance PCL stock overvalued right now?
The Thai Setakij Insurance PCL (BKK:TSI-R) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is ฿0.13, compared to a current price of ฿0.06 — trading 53.8% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Thai Setakij Insurance PCL (BKK:TSI-R), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Thai Setakij Insurance PCL Business Description

Other Exchanges TSI:Thailand
Address Wireless Road, 15th Floor, Unit no. 1 and 4-6, 87 M. Thai Tower, All Seasons Place, Lumpini Subdistrict, Pathumwan District, Bangkok, THA, 10330
The Thai Setakij Insurance PCL is a company operating in the insurance sector. The primary activity of the company is to provide non-life insurance services. Its non-life insurance products include Fire insurance; Marine and transportation insurance; Motor insurance; and Miscellaneous insurance. The company operates principally in Thailand and generates key revenue from the Motor insurance Business unit.