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Beeline HoldingsBLNE +5.56%24 Debt-to-Equity is 0.34 as of Mar. 2026, which is 29% below its 10-year median of 0.48. GuruFocus rates BLNE with a GF Score™ of 24/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,419 Banks companies, Beeline Holdings ranks better than 65.61% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Beeline Holdings's Debt-to-Equity or its related term are showing as below:
BLNE'
s Debt-to-Equity Range Over the Past 10 Years
Min: -28.81 Med: 0.48 Max: 14.4
Current: 0.34
During the past 13 years, the highest Debt-to-Equity Ratio of Beeline Holdings was 14.40. The lowest was -28.81. And the median was 0.48.
BLNE's Debt-to-Equity is ranked better than 65.61% of 1419
companies
in the Banks industry
Industry Median: 0.58
vs BLNE: 0.34
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Beeline Holdings Debt-to-Equity Related Terms
Beeline Holdings Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Beeline Holdings's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BLNE vs PAPL, CNF, MMCP: Debt-to-Equity Comparison
For the Mortgage Finance subindustry, Beeline Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beeline Holdings Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Beeline Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Beeline Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beeline Holdings (BLNE) has a Debt-to-Equity of 0.34 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Beeline Holdings and its competitors. This is 29% below median its historical median of 0.48. According to the industry distribution chart, Beeline Holdings ranks #488 out of 1419 companies in the Banks industry, placing it in the top 34.4%.
Is Beeline Holdings' Debt-to-Equity too high?
Beeline Holdings' current Debt-to-Equity of 0.34 is 29% below median its 10-year median of 0.48. The Banks industry median Debt-to-Equity is 0.58. Beeline Holdings' value of 0.34 is 41.4% below this industry median. Based on the distribution chart, Beeline Holdings ranks #488 out of 1419 companies in the Banks industry, which is above the industry midpoint. Overall, Beeline Holdings has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Beeline Holdings' Debt-to-Equity compare to PAPL and CNF?
According to the Banks industry distribution chart, Beeline Holdings ranks #488 out of 1419 companies for Debt-to-Equity. This puts Beeline Holdings in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Beeline Holdings' value of 0.34 is 41.4% below this benchmark. While the company's 10-year median is 0.48 vs. the industry median of 0.58, Beeline Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beeline Holdings's current Debt-to-Equity of 0.34 is 41.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Beeline Holdings and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beeline Holdings's current Debt-to-Equity is 0.34, which is 29% below median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beeline Holdings stock overvalued right now?
Based on GuruFocus' analysis, Beeline Holdings (BLNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.14 — trading 612.5% above its estimated fair value. The current Debt-to-Equity is 0.34, which is 29% below median its 10-year median of 0.48 and 41.4% below the Banks industry median of 0.58. Beeline Holdings' overall GF Score™ is 24/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Beeline Holdings (BLNE), the current Debt-to-Equity is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beeline Holdings (BLNE) Overvalued in 2026?
Based on GuruFocus' analysis, Beeline Holdings stock appears to be overvalued.
The current stock price of $1.14 is trading 612.5% above its estimated GF Value™ of $0.16.
GuruFocus considers Beeline Holdings to be Significantly Overvalued.
Key valuation signals for BLNE:
Debt-to-Equity: 0.34 (29% below median its 10-year median of 0.48)
GF Value™: $0.16 vs. price of $1.14 (612.5% above fair value)
Industry Position: 41.4% below the Banks median (#488 of 1419)
No single metric tells the full story. See the BLNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beeline Holdings Inc is a fintech mortgage lender and title provider transforming the home loan process into a shorter, easier path than conventional mortgage lending for Americans seeking a digital experience. The group is building a fully digital, AI-powered platform that simplifies and accelerates the home financing process. The Company has built a proprietary mortgage, equity purchase and title platform leveraging developed technical tools with sophisticated language learning models and combining an appropriate amount of human interaction to create a outcome for its customers.
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