Beeline HoldingsBLNE +13.11%29 Quick Ratio is 1.06 as of Mar. 2026, which is 38% above its 10-year median of 0.77. GuruFocus rates BLNE with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 47 Banks companies, Beeline Holdings ranks worse than 74.47% on this metric.
Beeline Holdings has a quick ratio of 1.06. It generally indicates good short-term financial strength.
The historical rank and industry rank for Beeline Holdings's Quick Ratio or its related term are showing as below:
BLNE'
s Quick Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.77 Max: 6.65
Current: 1.06
During the past 13 years, Beeline Holdings's highest Quick Ratio was 6.65. The lowest was 0.09. And the median was 0.77.
BLNE's Quick Ratio is ranked worse than 74.47% of 47
companies
in the Banks industry
Industry Median: 4.82
vs BLNE: 1.06
Beeline Holdings (NAS:BLNE) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Beeline Holdings Quick Ratio Related Terms
Beeline Holdings Quick Ratio Historical Data
* Premium members only.
The historical data trend for Beeline Holdings's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Beeline Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beeline Holdings Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Beeline Holdings's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Beeline Holdings's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Beeline Holdings's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beeline Holdings (BLNE) has a Quick Ratio of 1.06 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Beeline Holdings and its competitors. This is 38% above median its historical median of 0.77. Over the past decade, Beeline Holdings' Quick Ratio has ranged from 0.09 to 6.65. According to the industry distribution chart, Beeline Holdings ranks #35 out of 47 companies in the Banks industry, placing it in the top 74.5%.
Is Beeline Holdings' Quick Ratio too high?
Beeline Holdings' current Quick Ratio of 1.06 is 38% above median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 6.65. The Banks industry median Quick Ratio is 4.82. Beeline Holdings' value of 1.06 is 78% below this industry median. Based on the distribution chart, Beeline Holdings ranks #35 out of 47 companies in the Banks industry, which is below the industry midpoint. Overall, Beeline Holdings has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Beeline Holdings' Quick Ratio compare to CNF and MMCP?
According to the Banks industry distribution chart, Beeline Holdings ranks #35 out of 47 companies for Quick Ratio. This places Beeline Holdings in the lower half of its industry. The industry median Quick Ratio is 4.82. Beeline Holdings' value of 1.06 is 78% below this benchmark. Historically, Beeline Holdings' own Quick Ratio has ranged from 0.09 to 6.65 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 4.82, Beeline Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beeline Holdings's current Quick Ratio of 1.06 is 78% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Beeline Holdings and its competitors. For the Banks industry, the median Quick Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beeline Holdings's current Quick Ratio is 1.06, which is 38% above median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beeline Holdings stock overvalued right now?
Based on GuruFocus' analysis, Beeline Holdings (BLNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.38 — trading 762.5% above its estimated fair value. The current Quick Ratio is 1.06, which is 38% above median its 10-year median of 0.77 and 78% below the Banks industry median of 4.82. Beeline Holdings' overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Beeline Holdings (BLNE), the current Quick Ratio is 1.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beeline Holdings (BLNE) Overvalued in 2026?
Based on GuruFocus' analysis, Beeline Holdings stock appears to be overvalued.
The current stock price of $1.38 is trading 762.5% above its estimated GF Value™ of $0.16.
GuruFocus considers Beeline Holdings to be Significantly Overvalued.
Key valuation signals for BLNE:
Quick Ratio: 1.06 (38% above median its 10-year median of 0.77)
GF Value™: $0.16 vs. price of $1.38 (762.5% above fair value)
Industry Position: 78% below the Banks median (#35 of 47)
No single metric tells the full story. See the BLNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beeline Holdings Inc is a fintech mortgage lender and title provider transforming the home loan process into a shorter, easier path than conventional mortgage lending for Americans seeking a digital experience. The group is building a fully digital, AI-powered platform that simplifies and accelerates the home financing process. The Company has built a proprietary mortgage, equity purchase and title platform leveraging developed technical tools with sophisticated language learning models and combining an appropriate amount of human interaction to create a outcome for its customers.
29GF Score
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