Beeline HoldingsBLNE +2.73%29 Return-on-Tangible-Equity is -149.43% as of Mar. 2026. GuruFocus rates BLNE with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,523 Banks companies, Beeline Holdings ranks worse than 99.93% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Beeline Holdings's annualized net income for the quarter that ended in Mar. 2026 was $-21.11 Mil. Beeline Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $14.13 Mil. Therefore, Beeline Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -149.43%.
The historical rank and industry rank for Beeline Holdings's Return-on-Tangible-Equity or its related term are showing as below:
BLNE'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -15072.46 Med: -260.91 Max: -79.55
Current: -199.89
During the past 13 years, Beeline Holdings's highest Return-on-Tangible-Equity was -79.55%. The lowest was -15,072.46%. And the median was -260.91%.
BLNE's Return-on-Tangible-Equity is ranked worse than 99.93% of 1523
companies
in the Banks industry
Industry Median: 11.19
vs BLNE: -199.89
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Beeline Holdings Return-on-Tangible-Equity Related Terms
Beeline Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Beeline Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BLNE vs CNF, MMCP, PAPL: Return-on-Tangible-Equity Comparison
For the Mortgage Finance subindustry, Beeline Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beeline Holdings Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Beeline Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Beeline Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -149.43% mean?
Beeline Holdings (BLNE) has a Return-on-Tangible-Equity of -149.43% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Beeline Holdings and its competitors. According to the industry distribution chart, Beeline Holdings ranks #1522 out of 1523 companies in the Banks industry, placing it in the top 99.9%.
Is Beeline Holdings' Return-on-Tangible-Equity too high?
Beeline Holdings' current Return-on-Tangible-Equity is -149.43%. Based on the distribution chart, Beeline Holdings ranks #1522 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Beeline Holdings has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Beeline Holdings' Return-on-Tangible-Equity compare to CNF and MMCP?
According to the Banks industry distribution chart, Beeline Holdings ranks #1522 out of 1523 companies for Return-on-Tangible-Equity. This places Beeline Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Beeline Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beeline Holdings's current Return-on-Tangible-Equity is -149.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beeline Holdings stock overvalued right now?
Based on GuruFocus' analysis, Beeline Holdings (BLNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.14 — trading 609.4% above its estimated fair value. The current Return-on-Tangible-Equity is -149.43%. Beeline Holdings' overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Beeline Holdings (BLNE), the current Return-on-Tangible-Equity is -149.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beeline Holdings (BLNE) Overvalued in 2026?
Based on GuruFocus' analysis, Beeline Holdings stock appears to be overvalued.
The current stock price of $1.14 is trading 609.4% above its estimated GF Value™ of $0.16.
GuruFocus considers Beeline Holdings to be Significantly Overvalued.
Key valuation signals for BLNE:
Return-on-Tangible-Equity: -149.43%
GF Value™: $0.16 vs. price of $1.14 (609.4% above fair value)
No single metric tells the full story. See the BLNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beeline Holdings Inc is a fintech mortgage lender and title provider transforming the home loan process into a shorter, easier path than conventional mortgage lending for Americans seeking a digital experience. The group is building a fully digital, AI-powered platform that simplifies and accelerates the home financing process. The Company has built a proprietary mortgage, equity purchase and title platform leveraging developed technical tools with sophisticated language learning models and combining an appropriate amount of human interaction to create a outcome for its customers.
29GF Score
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