Beeline HoldingsBLNE -4.85%29 Net Current Asset Value is $0.03 as of Mar. 2026, which is 100% below its 10-year median of 10.84. GuruFocus rates BLNE with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 23 Banks companies, Beeline Holdings ranks worse than 100% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Beeline Holdings's net current asset value per share for the quarter that ended in Mar. 2026 was $0.03.
The historical rank and industry rank for Beeline Holdings's Net Current Asset Value or its related term are showing as below:
BLNE'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 3.42 Med: 10.84 Max: 78.33
Current: 36
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of Beeline Holdings was 78.33. The lowest was 3.42. And the median was 10.84.
BLNE's Price-to-Net-Current-Asset-Value is ranked worse than 100% of 23
companies
in the Banks industry
Industry Median: 1.16
vs BLNE: 36.00
Beeline Holdings (NAS:BLNE) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Beeline Holdings Net Current Asset Value Related Terms
Beeline Holdings Net Current Asset Value Historical Data
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The historical data trend for Beeline Holdings's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BLNE vs CNF, MMCP, PAPL: Net Current Asset Value Comparison
For the Mortgage Finance subindustry, Beeline Holdings's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beeline Holdings Price-to-Net-Current-Asset-Value vs Banks Industry
For the Banks industry and Financial Services sector, Beeline Holdings's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Beeline Holdings's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $0.03 mean?
Beeline Holdings (BLNE) has a Net Current Asset Value of $0.03 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Beeline Holdings and its competitors. This is 100% below median its historical median of 10.84. Over the past decade, Beeline Holdings' Net Current Asset Value has ranged from 3.42 to 78.33. According to the industry distribution chart, Beeline Holdings ranks #23 out of 23 companies in the Banks industry.
Is Beeline Holdings' Net Current Asset Value too high?
Beeline Holdings' current Net Current Asset Value of $0.03 is 100% below median its 10-year median of 10.84. Over the past 10 years, this metric has ranged from a low of 3.42 to a high of 78.33. The Banks industry median Net Current Asset Value is 1.16. Beeline Holdings' value of $0.03 is 97.4% below this industry median. Based on the distribution chart, Beeline Holdings ranks #23 out of 23 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Beeline Holdings has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Beeline Holdings' Net Current Asset Value compare to CNF and MMCP?
According to the Banks industry distribution chart, Beeline Holdings ranks #23 out of 23 companies for Net Current Asset Value. This places Beeline Holdings in the lower half of its industry. The industry median Net Current Asset Value is 1.16. Beeline Holdings' value of $0.03 is 97.4% below this benchmark. Historically, Beeline Holdings' own Net Current Asset Value has ranged from 3.42 to 78.33 over the past decade. While the company's 10-year median is 10.84 vs. the industry median of 1.16, Beeline Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.16, based on 23 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beeline Holdings's current Net Current Asset Value of $0.03 is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Beeline Holdings and its competitors. For the Banks industry, the median Net Current Asset Value is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beeline Holdings's current Net Current Asset Value is $0.03, which is 100% below median its own 10-year median of 10.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beeline Holdings stock overvalued right now?
Based on GuruFocus' analysis, Beeline Holdings (BLNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.08 — trading 575% above its estimated fair value. The current Net Current Asset Value is $0.03, which is 100% below median its 10-year median of 10.84 and 97.4% below the Banks industry median of 1.16. Beeline Holdings' overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Beeline Holdings (BLNE), the current Net Current Asset Value is $0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beeline Holdings (BLNE) Overvalued in 2026?
Based on GuruFocus' analysis, Beeline Holdings stock appears to be overvalued.
The current stock price of $1.08 is trading 575% above its estimated GF Value™ of $0.16.
GuruFocus considers Beeline Holdings to be Significantly Overvalued.
Key valuation signals for BLNE:
Net Current Asset Value: $0.03 (100% below median its 10-year median of 10.84)
GF Value™: $0.16 vs. price of $1.08 (575% above fair value)
Industry Position: 97.4% below the Banks median (#23 of 23)
No single metric tells the full story. See the BLNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beeline Holdings Inc is a fintech mortgage lender and title provider transforming the home loan process into a shorter, easier path than conventional mortgage lending for Americans seeking a digital experience. The group is building a fully digital, AI-powered platform that simplifies and accelerates the home financing process. The Company has built a proprietary mortgage, equity purchase and title platform leveraging developed technical tools with sophisticated language learning models and combining an appropriate amount of human interaction to create a outcome for its customers.
29GF Score
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