BLNE (Beeline Holdings) E10: $-277.05 (As of Mar. 2026)


BLNE Beeline Holdings Inc BLNE
29 GF Score
Price $1.42
GF Value $0.16
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Beeline Holdings E10?

Beeline Holdings BLNE +2.54% 29 E10 is $-277.05 as of Mar. 2026. GuruFocus rates BLNE with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Beeline Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was $-0.180. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-277.05 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 19.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Beeline Holdings was 19.70% per year. The lowest was 7.30% per year. And the median was 13.50% per year.

As of today (2026-06-29), Beeline Holdings's current stock price is $1.415. Beeline Holdings's E10 for the quarter that ended in Mar. 2026 was $-277.05. Beeline Holdings's Shiller PE Ratio of today is .


Beeline Holdings  (NAS:BLNE) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Beeline Holdings E10 Related Terms


Beeline Holdings E10 Historical Data

* Premium members only.

The historical data trend for Beeline Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beeline Holdings E10 Chart

Beeline Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -547.16 -596.80 -608.30 -436.22 -308.61

Beeline Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -410.12 -381.29 -333.18 -308.61 -277.05

BLNE vs CNF, MMCP, PAPL: E10 Comparison

For the Mortgage Finance subindustry, Beeline Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beeline Holdings Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Beeline Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Beeline Holdings's Shiller PE Ratio falls into.


BLNE
29GF Score
Beeline Holdings Inc BLNE
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Beeline Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Beeline Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.18/330.2130*330.2130
=-0.180

Current CPI (Mar. 2026) = 330.2130.

Beeline Holdings Quarterly Data

per share eps CPI Adj_EPS
201606 -278.000 241.018 -380.881
201609 -184.000 241.428 -251.666
201612 -156.000 241.432 -213.365
201703 -70.000 243.801 -94.811
201706 -80.000 244.955 -107.844
201709 -68.000 246.819 -90.976
201712 -68.000 246.524 -91.084
201803 -54.000 249.554 -71.453
201806 -74.000 251.989 -96.972
201809 -84.000 252.439 -109.880
201812 -84.000 251.233 -110.407
201903 -64.000 254.202 -83.137
201906 -64.000 256.143 -82.507
201909 -76.000 256.759 -97.742
201912 -156.000 256.974 -200.461
202003 -72.000 258.115 -92.111
202006 -44.000 257.797 -56.360
202009 -34.000 260.280 -43.135
202012 -48.000 260.474 -60.851
202103 62.000 264.877 77.293
202106 -28.000 271.696 -34.031
202109 -64.000 274.310 -77.043
202112 -32.000 278.802 -37.901
202203 -28.000 287.504 -32.159
202206 -23.900 296.311 -26.634
202209 -35.900 296.808 -39.940
202212 -124.000 296.797 -137.961
202303 -20.000 301.836 -21.880
202306 -19.600 305.109 -21.213
202309 -20.000 307.789 -21.457
202312 -12.749 306.746 -13.724
202403 -7.800 312.332 -8.247
202406 -8.740 314.175 -9.186
202409 -6.600 315.301 -6.912
202412 -15.417 315.605 -16.131
202503 -6.140 319.799 -6.340
202506 -0.640 322.561 -0.655
202509 -0.200 324.800 -0.203
202512 -0.352 324.054 -0.359
202603 -0.180 330.213 -0.180

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $-277.05 mean?
Beeline Holdings (BLNE) has a E10 of $-277.05 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Beeline Holdings and its competitors.
Is Beeline Holdings' E10 too high?
Beeline Holdings' current E10 is $-277.05. Overall, Beeline Holdings has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Beeline Holdings' E10 compare to CNF and MMCP?
Beeline Holdings' E10 of $-277.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Beeline Holdings and its competitors. Beeline Holdings's current E10 is $-277.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beeline Holdings stock overvalued right now?
Based on GuruFocus' analysis, Beeline Holdings (BLNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.42 — trading 784.4% above its estimated fair value. The current E10 is $-277.05. Beeline Holdings' overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Beeline Holdings (BLNE), the current E10 is $-277.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beeline Holdings (BLNE) Overvalued in 2026?

Based on GuruFocus' analysis, Beeline Holdings stock appears to be overvalued. The current stock price of $1.42 is trading 784.4% above its estimated GF Value™ of $0.16. GuruFocus considers Beeline Holdings to be Significantly Overvalued.

Key valuation signals for BLNE:

  • E10: $-277.05
  • GF Value™: $0.16 vs. price of $1.42 (784.4% above fair value)
  • GF Score™: 29/100 with 7 warning signs

No single metric tells the full story. See the BLNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beeline Holdings Business Description

Address 188 Valley Street, Suite 225, Providence, RI, USA, 02909
Beeline Holdings Inc is a fintech mortgage lender and title provider transforming the home loan process into a shorter, easier path than conventional mortgage lending for Americans seeking a digital experience. The group is building a fully digital, AI-powered platform that simplifies and accelerates the home financing process. The Company has built a proprietary mortgage, equity purchase and title platform leveraging developed technical tools with sophisticated language learning models and combining an appropriate amount of human interaction to create a outcome for its customers.
29GF Score

Get the complete analysis for BLNE

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.42
Price
$0.16
GF Value