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Cenit AGCHIX:CSHD 82 Debt-to-Equity is 0.99 as of Mar. 2026, which is 36% above its 10-year median of 0.73. GuruFocus rates CHIX:CSHD with a GF Score™ of 82/100 and a GF Value™ of €18.96. The stock has 5 warning signs investors should review. Among 2,239 Software companies, Cenit AG ranks worse than 85.17% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Cenit AG's Debt-to-Equity or its related term are showing as below:
CHIX:CSHd'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.73 Max: 1.42
Current: 0.99
During the past 13 years, the highest Debt-to-Equity Ratio of Cenit AG was 1.42. The lowest was 0.00. And the median was 0.73.
CHIX:CSHd's Debt-to-Equity is ranked worse than 85.17% of 2239
companies
in the Software industry
Industry Median: 0.19
vs CHIX:CSHd: 0.99
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Cenit AG Debt-to-Equity Related Terms
Cenit AG Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Cenit AG's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CSHD vs UBER, SHOP, CRM: Debt-to-Equity Comparison
For the Software - Application subindustry, Cenit AG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cenit AG Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Cenit AG's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Cenit AG's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cenit AG (CHIX:CSHD) has a Debt-to-Equity of 0.99 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cenit AG and its competitors. This is 36% above median its historical median of 0.73. According to the industry distribution chart, Cenit AG ranks #1907 out of 2239 companies in the Software industry, placing it in the top 85.2%.
Is Cenit AG's Debt-to-Equity too high?
Cenit AG's current Debt-to-Equity of 0.99 is 36% above median its 10-year median of 0.73. The Software industry median Debt-to-Equity is 0.19. Cenit AG's value of 0.99 is 421.1% above this industry median. Based on the distribution chart, Cenit AG ranks #1907 out of 2239 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Cenit AG has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Cenit AG's Debt-to-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Cenit AG ranks #1907 out of 2239 companies for Debt-to-Equity. This places Cenit AG in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Cenit AG's value of 0.99 is 421.1% above this benchmark. While the company's 10-year median is 0.73 vs. the industry median of 0.19, Cenit AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,239 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cenit AG's current Debt-to-Equity of 0.99 is 421.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cenit AG and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cenit AG's current Debt-to-Equity is 0.99, which is 36% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cenit AG stock overvalued right now?
Cenit AG (CHIX:CSHD) has a current Debt-to-Equity of 0.99. The stock's GF Value™ is €18.96, compared to a current price of €14.38 — trading 24.2% below its estimated fair value. The current Debt-to-Equity is 0.99, which is 36% above median its 10-year median of 0.73 and 421.1% above the Software industry median of 0.19. Cenit AG's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Cenit AG (CHIX:CSHD), the current Debt-to-Equity is 0.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cenit AG (CHIX:CSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Cenit AG stock appears to be undervalued.
The current stock price of €14.38 is trading 24.2% below its estimated GF Value™ of €18.96.
Key valuation signals for CHIX:CSHD:
Debt-to-Equity: 0.99 (36% above median its 10-year median of 0.73)
GF Value™: €18.96 vs. price of €14.38 (24.2% below fair value)
Industry Position: 421.1% above the Software median (#1907 of 2239)
No single metric tells the full story. See the CHIX:CSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cenit AG specializes in the sale and integration of software and IT services. The Group has two reportable segments: EIM (Enterprise Information Management) and PLM (Product Lifecycle Management). The majority of its revenue is generated from the PLM segment, which focuses on industrial customers and the corresponding technologies, providing products and services in product lifecycle management, such as CATIA from Dassault Systemes or SAP, and internally developed software such as cenitCONNECT and FASTSUITE. The EIM segment serves businesses, banks, insurers, and utilities by providing IBM-based and in-house software solutions and consulting for document management and business intelligence. Geographically, it derives key revenue from Germany, followed by France, North America, and others.
82GF Score
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