Cenit AG (CHIX:CSHD) Liabilities-to-Assets : 0.71 (As of Mar. 2026)

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CHIX:CSHD Cenit AG CHIX:CSHD
81 GF Score
Price €14.38
GF Value €19.28
! 5 Warning Signs
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What is Cenit AG Liabilities-to-Assets?

Cenit AG CHIX:CSHD 81 Liabilities-to-Assets is 0.71 as of Mar. 2026. GuruFocus rates CHIX:CSHD with a GF Score™ of 81/100 and a GF Value™ of €19.28. The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Cenit AG's Total Liabilities for the quarter that ended in Mar. 2026 was €112.5 Mil. Cenit AG's Total Assets for the quarter that ended in Mar. 2026 was €157.9 Mil. Therefore, Cenit AG's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.71.


Cenit AG  (CHIX:CSHd) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Cenit AG Liabilities-to-Assets Related Terms


Cenit AG Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Cenit AG's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cenit AG Liabilities-to-Assets Chart

Cenit AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.65 0.71 0.70 0.70

Cenit AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.74 0.73 0.70 0.71

CHIX:CSHD vs UBER, SHOP, CRM: Liabilities-to-Assets Comparison

For the Software - Application subindustry, Cenit AG's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cenit AG Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, Cenit AG's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Cenit AG's Liabilities-to-Assets falls into.


CHIX:CSHD
81GF Score
Cenit AG CHIX:CSHD
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cenit AG Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Cenit AG's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=99.537/142.229
=0.70

Cenit AG's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=112.457/157.934
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.71 mean?
Cenit AG (CHIX:CSHD) has a Liabilities-to-Assets of 0.71 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Cenit AG and its competitors.
Is Cenit AG's Liabilities-to-Assets too high?
Cenit AG's current Liabilities-to-Assets is 0.71. Overall, Cenit AG has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Cenit AG's Liabilities-to-Assets compare to UBER and SHOP?
Cenit AG's Liabilities-to-Assets of 0.71 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Cenit AG and its competitors. Cenit AG's current Liabilities-to-Assets is 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cenit AG stock overvalued right now?
Cenit AG (CHIX:CSHD) has a current Liabilities-to-Assets of 0.71. The stock's GF Value™ is €19.28, compared to a current price of €14.38 — trading 25.4% below its estimated fair value. The current Liabilities-to-Assets is 0.71. Cenit AG's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Cenit AG (CHIX:CSHD), the current Liabilities-to-Assets is 0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cenit AG (CHIX:CSHD) Overvalued in 2026?

Based on GuruFocus' analysis, Cenit AG stock appears to be undervalued. The current stock price of €14.38 is trading 25.4% below its estimated GF Value™ of €19.28.

Key valuation signals for CHIX:CSHD:

  • Liabilities-to-Assets: 0.71
  • GF Value™: €19.28 vs. price of €14.38 (25.4% below fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the CHIX:CSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cenit AG Business Description

Other Exchanges 0MUF:UKCSH:Germany
Address Industriestrasse 52-54, Stuttgart, DEU, 70565
Cenit AG specializes in the sale and integration of software and IT services. The Group has two reportable segments: EIM (Enterprise Information Management) and PLM (Product Lifecycle Management). The majority of its revenue is generated from the PLM segment, which focuses on industrial customers and the corresponding technologies, providing products and services in product lifecycle management, such as CATIA from Dassault Systemes or SAP, and internally developed software such as cenitCONNECT and FASTSUITE. The EIM segment serves businesses, banks, insurers, and utilities by providing IBM-based and in-house software solutions and consulting for document management and business intelligence. Geographically, it derives key revenue from Germany, followed by France, North America, and others.
81GF Score

Get the complete analysis for CHIX:CSHD

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.38
Price
€19.28
GF Value