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Cenit AGCHIX:CSHD 82 Equity-to-Asset is 0.27 as of Mar. 2026, which is 34% below its 10-year median of 0.41. GuruFocus rates CHIX:CSHD with a GF Score™ of 82/100 and a GF Value™ of €19.28. The stock has 5 warning signs investors should review. Among 2,891 Software companies, Cenit AG ranks worse than 79.87% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Cenit AG's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €42.1 Mil. Cenit AG's Total Assets for the quarter that ended in Mar. 2026 was €157.9 Mil.
Therefore, Cenit AG's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.27.
The historical rank and industry rank for Cenit AG's Equity-to-Asset or its related term are showing as below:
CHIX:CSHd'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.22 Med: 0.41 Max: 0.57
Current: 0.27
During the past 13 years, the highest Equity to Asset Ratio of Cenit AG was 0.57. The lowest was 0.22. And the median was 0.41.
CHIX:CSHd's Equity-to-Asset is ranked worse than 79.87% of 2891
companies
in the Software industry
Industry Median: 0.56
vs CHIX:CSHd: 0.27
Cenit AG (CHIX:CSHd) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Cenit AG Equity-to-Asset Related Terms
Cenit AG Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Cenit AG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CSHD vs UBER, SHOP, CRM: Equity-to-Asset Comparison
For the Software - Application subindustry, Cenit AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cenit AG Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Cenit AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Cenit AG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Cenit AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cenit AG (CHIX:CSHD) has a Equity-to-Asset of 0.27 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cenit AG and its competitors. This is 34% below median its historical median of 0.41. Over the past decade, Cenit AG's Equity-to-Asset has ranged from 0.22 to 0.57. According to the industry distribution chart, Cenit AG ranks #2309 out of 2891 companies in the Software industry, placing it in the top 79.9%.
Is Cenit AG's Equity-to-Asset too high?
Cenit AG's current Equity-to-Asset of 0.27 is 34% below median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.57. The Software industry median Equity-to-Asset is 0.56. Cenit AG's value of 0.27 is 51.8% below this industry median. Based on the distribution chart, Cenit AG ranks #2309 out of 2891 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Cenit AG has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Cenit AG's Equity-to-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, Cenit AG ranks #2309 out of 2891 companies for Equity-to-Asset. This places Cenit AG in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Cenit AG's value of 0.27 is 51.8% below this benchmark. Historically, Cenit AG's own Equity-to-Asset has ranged from 0.22 to 0.57 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.56, Cenit AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,891 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cenit AG's current Equity-to-Asset of 0.27 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cenit AG and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cenit AG's current Equity-to-Asset is 0.27, which is 34% below median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cenit AG stock overvalued right now?
Cenit AG (CHIX:CSHD) has a current Equity-to-Asset of 0.27. The stock's GF Value™ is €19.28, compared to a current price of €14.38 — trading 25.4% below its estimated fair value. The current Equity-to-Asset is 0.27, which is 34% below median its 10-year median of 0.41 and 51.8% below the Software industry median of 0.56. Cenit AG's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Cenit AG (CHIX:CSHD), the current Equity-to-Asset is 0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cenit AG (CHIX:CSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Cenit AG stock appears to be undervalued.
The current stock price of €14.38 is trading 25.4% below its estimated GF Value™ of €19.28.
Key valuation signals for CHIX:CSHD:
Equity-to-Asset: 0.27 (34% below median its 10-year median of 0.41)
GF Value™: €19.28 vs. price of €14.38 (25.4% below fair value)
Industry Position: 51.8% below the Software median (#2309 of 2891)
No single metric tells the full story. See the CHIX:CSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cenit AG specializes in the sale and integration of software and IT services. The Group has two reportable segments: EIM (Enterprise Information Management) and PLM (Product Lifecycle Management). The majority of its revenue is generated from the PLM segment, which focuses on industrial customers and the corresponding technologies, providing products and services in product lifecycle management, such as CATIA from Dassault Systemes or SAP, and internally developed software such as cenitCONNECT and FASTSUITE. The EIM segment serves businesses, banks, insurers, and utilities by providing IBM-based and in-house software solutions and consulting for document management and business intelligence. Geographically, it derives key revenue from Germany, followed by France, North America, and others.
82GF Score
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