Cenit AGCHIX:CSHD 77 Interest Coverage is 4.66 as of Mar. 2026, which is 85% below its 10-year median of 32.11. GuruFocus rates CHIX:CSHD with a GF Score™ of 77/100 and a GF Value™ of €15.63. The stock has 7 warning signs investors should review. Among 1,706 Software companies, Cenit AG ranks better than 62.66% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Cenit AG's
Operating Income
for the
three
months ended in Mar. 2026 was €3.0 Mil. Cenit AG's Interest Expense for the
three
months ended in Mar. 2026 was €-0.7 Mil.
Cenit AG's interest coverage for the quarter that ended in Mar. 2026 was 4.66.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Cenit AG's Interest Coverage or its related term are showing as below:
CHIX:CSHd'
s Interest Coverage Range Over the Past 10 Years
Min: 4.09 Med: 32.11 Max: 1625.57
Current: 65.8
CHIX:CSHd's Interest Coverage is ranked better than 62.66% of 1706
companies
in the Software industry
Industry Median: 24.695
vs CHIX:CSHd: 65.80
Cenit AG (CHIX:CSHd) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Cenit AG Interest Coverage Related Terms
Cenit AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for Cenit AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:CSHD vs CRM, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Cenit AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cenit AG Interest Coverage vs Software Industry
For the Software industry and Technology sector, Cenit AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Cenit AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cenit AG (CHIX:CSHD) has a Interest Coverage of 4.66 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cenit AG and its competitors. This is 85% below median its historical median of 32.11. Over the past decade, Cenit AG's Interest Coverage has ranged from 4.09 to 1,625.57. According to the industry distribution chart, Cenit AG ranks #637 out of 1706 companies in the Software industry, placing it in the top 37.3%.
Is Cenit AG's Interest Coverage too high?
Cenit AG's current Interest Coverage of 4.66 is 85% below median its 10-year median of 32.11. Over the past 10 years, this metric has ranged from a low of 4.09 to a high of 1,625.57. The Software industry median Interest Coverage is 24.70. Cenit AG's value of 4.66 is 81.1% below this industry median. Based on the distribution chart, Cenit AG ranks #637 out of 1706 companies in the Software industry, which is above the industry midpoint. Overall, Cenit AG has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Cenit AG's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Cenit AG ranks #637 out of 1706 companies for Interest Coverage. This puts Cenit AG in the upper half of its industry. The industry median Interest Coverage is 24.70. Cenit AG's value of 4.66 is 81.1% below this benchmark. Historically, Cenit AG's own Interest Coverage has ranged from 4.09 to 1,625.57 over the past decade. While the company's 10-year median is 32.11 vs. the industry median of 24.70, Cenit AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.70, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cenit AG's current Interest Coverage of 4.66 is 81.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cenit AG and its competitors. For the Software industry, the median Interest Coverage is 24.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cenit AG's current Interest Coverage is 4.66, which is 85% below median its own 10-year median of 32.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cenit AG stock overvalued right now?
Cenit AG (CHIX:CSHD) has a current Interest Coverage of 4.66. The stock's GF Value™ is €15.63, compared to a current price of €14.38 — trading 8% below its estimated fair value. The current Interest Coverage is 4.66, which is 85% below median its 10-year median of 32.11 and 81.1% below the Software industry median of 24.70. Cenit AG's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cenit AG (CHIX:CSHD), the current Interest Coverage is 4.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cenit AG (CHIX:CSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Cenit AG stock appears to be undervalued.
The current stock price of €14.38 is trading 8% below its estimated GF Value™ of €15.63.
Key valuation signals for CHIX:CSHD:
Interest Coverage: 4.66 (85% below median its 10-year median of 32.11)
GF Value™: €15.63 vs. price of €14.38 (8% below fair value)
Industry Position: 81.1% below the Software median (#637 of 1706)
No single metric tells the full story. See the CHIX:CSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cenit AG specializes in the sale and integration of software and IT services. The Group has two reportable segments: EIM (Enterprise Information Management) and PLM (Product Lifecycle Management). The majority of its revenue is generated from the PLM segment, which focuses on industrial customers and the corresponding technologies, providing products and services in product lifecycle management, such as CATIA from Dassault Systemes or SAP, and internally developed software such as cenitCONNECT and FASTSUITE. The EIM segment serves businesses, banks, insurers, and utilities by providing IBM-based and in-house software solutions and consulting for document management and business intelligence. Geographically, it derives key revenue from Germany, followed by France, North America, and others.
77GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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