Bank Asia (DHA:BANKASIA) Debt-to-Equity: 1.15 (As of Jun. 2026) — 30% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:BANKASIA Bank Asia PLC DHA:BANKASIA
83 GF Score
Price BDT17.90
GF Value BDT18.34
Valuation Fairly Valued
! 2 Warning Signs
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What is Bank Asia Debt-to-Equity?

Bank Asia DHA:BANKASIA 83 Debt-to-Equity is 1.15 as of Jun. 2026, which is 30% below its 10-year median of 1.64. GuruFocus rates DHA:BANKASIA with a GF Score™ of 83/100 and a GF Value™ of BDT18.34 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,419 Banks companies, Bank Asia ranks worse than 70.89% on this metric.

Bank Asia's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was BDT0 Mil. Bank Asia's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was BDT43,133 Mil. Bank Asia's Total Stockholders Equity for the quarter that ended in Jun. 2026 was BDT37,466 Mil. Bank Asia's debt to equity for the quarter that ended in Jun. 2026 was 1.15.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Bank Asia's Debt-to-Equity or its related term are showing as below:

DHA:BANKASIA' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.81   Med: 1.64   Max: 2.22
Current: 1.15

During the past 13 years, the highest Debt-to-Equity Ratio of Bank Asia was 2.22. The lowest was 0.81. And the median was 1.64.

DHA:BANKASIA's Debt-to-Equity is ranked worse than
70.89% of 1419 companies
in the Banks industry
Industry Median: 0.59 vs DHA:BANKASIA: 1.15

Bank Asia  (DHA:BANKASIA) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Bank Asia Debt-to-Equity Related Terms


Bank Asia Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Bank Asia's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Asia Debt-to-Equity Chart

Bank Asia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.20 2.21 1.17 0.81 1.09

Bank Asia Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.81 1.09 1.26 1.15

Bank Asia Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Bank Asia's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Asia Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Bank Asia's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Bank Asia's Debt-to-Equity falls into.


DHA:BANKASIA
83GF Score
Bank Asia PLC DHA:BANKASIA
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Asia Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Bank Asia's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Bank Asia's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.15 mean?
Bank Asia (DHA:BANKASIA) has a Debt-to-Equity of 1.15 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank Asia and its competitors. This is 30% below median its historical median of 1.64. Over the past decade, Bank Asia's Debt-to-Equity has ranged from 0.81 to 2.22. According to the industry distribution chart, Bank Asia ranks #1006 out of 1419 companies in the Banks industry, placing it in the top 70.9%.
Is Bank Asia's Debt-to-Equity too high?
Bank Asia's current Debt-to-Equity of 1.15 is 30% below median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 2.22. The Banks industry median Debt-to-Equity is 0.59. Bank Asia's value of 1.15 is 94.9% above this industry median. Based on the distribution chart, Bank Asia ranks #1006 out of 1419 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Asia has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Asia's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Bank Asia ranks #1006 out of 1419 companies for Debt-to-Equity. This places Bank Asia in the lower half of its industry. The industry median Debt-to-Equity is 0.59. Bank Asia's value of 1.15 is 94.9% above this benchmark. Historically, Bank Asia's own Debt-to-Equity has ranged from 0.81 to 2.22 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 0.59, Bank Asia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.59, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Asia's current Debt-to-Equity of 1.15 is 94.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank Asia and its competitors. For the Banks industry, the median Debt-to-Equity is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Asia's current Debt-to-Equity is 1.15, which is 30% below median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Asia stock overvalued right now?
Based on GuruFocus' analysis, Bank Asia (DHA:BANKASIA) is currently considered Fairly Valued. The stock's GF Value™ is BDT18.34, compared to a current price of BDT17.90 — trading 2.4% below its estimated fair value. The current Debt-to-Equity is 1.15, which is 30% below median its 10-year median of 1.64 and 94.9% above the Banks industry median of 0.59. Bank Asia's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bank Asia (DHA:BANKASIA), the current Debt-to-Equity is 1.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Asia (DHA:BANKASIA) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Asia stock appears to be undervalued. The current stock price of BDT17.90 is trading 2.4% below its estimated GF Value™ of BDT18.34. GuruFocus considers Bank Asia to be Fairly Valued.

Key valuation signals for DHA:BANKASIA:

  • Debt-to-Equity: 1.15 (30% below median its 10-year median of 1.64)
  • GF Value™: BDT18.34 vs. price of BDT17.90 (2.4% below fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 94.9% above the Banks median (#1006 of 1419)

No single metric tells the full story. See the DHA:BANKASIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Asia Business Description

Address 32 & 34 Kazi Nazrul Islam Avenue, Bank Asia Tower, Karwan Bazar, Dhaka, BGD, 1215
Bank Asia PLC is a Bangladesh-based Bank. The bank offers a range of banking products and services, including mobile banking, ATM services, credit card facilities, internet banking, foreign currency accounts, and additional services. Its principal activities include providing a range of conventional and Islamic commercial banking services to its customers through its branches, Islamic windows, SME centers, and alternative delivery channels. The Bank's operating segments are comprised of Conventional Banking, Islamic Banking, Off-shore Banking, Bank Asia Securities Limited, BA Exchange Company (UK) Limited, and BA Express USA Inc., of which the maximum revenue is generated from its Conventional Banking segment. Geographically, it derives maximum revenue from operations in Bangladesh.
83GF Score

Get the complete analysis for DHA:BANKASIA

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT17.90
Price
BDT18.34
GF Value