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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bank Asia's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was BDT30,483 Mil. Bank Asia's average total debt for the quarter that ended in Mar. 2026 was BDT42,633 Mil. Therefore, Bank Asia's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 71.50%.
Bank Asia (DHA:BANKASIA) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Bank Asia Effective Interest Rate on Debt % Related Terms
Bank Asia Effective Interest Rate on Debt % Historical Data
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The historical data trend for Bank Asia's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Asia Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Bank Asia's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Asia Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Asia's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Bank Asia's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 71.50% mean?
Bank Asia (DHA:BANKASIA) has a Effective Interest Rate on Debt % of 71.50% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank Asia and its competitors.
Is Bank Asia's Effective Interest Rate on Debt % too high?
Bank Asia's current Effective Interest Rate on Debt % is 71.50%. Overall, Bank Asia has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Asia's Effective Interest Rate on Debt % compare to competitors?
Bank Asia's Effective Interest Rate on Debt % of 71.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank Asia and its competitors. Bank Asia's current Effective Interest Rate on Debt % is 71.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Asia stock overvalued right now?
Based on GuruFocus' analysis, Bank Asia (DHA:BANKASIA) is currently considered Fairly Valued. The stock's GF Value™ is BDT18.84, compared to a current price of BDT18.60 — trading 1.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 71.50%. Bank Asia's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bank Asia (DHA:BANKASIA), the current Effective Interest Rate on Debt % is 71.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Asia (DHA:BANKASIA) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Asia stock appears to be undervalued.
The current stock price of BDT18.60 is trading 1.3% below its estimated GF Value™ of BDT18.84.
GuruFocus considers Bank Asia to be Fairly Valued.
Key valuation signals for DHA:BANKASIA:
Effective Interest Rate on Debt %: 71.50%
GF Value™: BDT18.84 vs. price of BDT18.60 (1.3% below fair value)
No single metric tells the full story. See the DHA:BANKASIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Asia PLC is a Bangladesh-based Bank. The bank offers a range of banking products and services, including mobile banking, ATM services, credit card facilities, internet banking, foreign currency accounts, and additional services. Its principal activities include providing a range of conventional and Islamic commercial banking services to its customers through its branches, Islamic windows, SME centers, and alternative delivery channels. The Bank's operating segments are comprised of Conventional Banking, Islamic Banking, Off-shore Banking, Bank Asia Securities Limited, BA Exchange Company (UK) Limited, and BA Express USA Inc., of which the maximum revenue is generated from its Conventional Banking segment. Geographically, it derives maximum revenue from operations in Bangladesh.
80GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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