Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank AsiaDHA:BANKASIA -0.54%80 Return-on-Tangible-Asset is 0.83% as of Mar. 2026, which is 26% above its 10-year median of 0.66. GuruFocus rates DHA:BANKASIA with a GF Score™ of 80/100 and a GF Value™ of BDT18.84 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,524 Banks companies, Bank Asia ranks worse than 68.83% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Bank Asia's annualizedNet Income for the quarter that ended in Mar. 2026 was BDT5,133 Mil. Bank Asia's average total tangible assets for the quarter that ended in Mar. 2026 was BDT619,379 Mil. Therefore, Bank Asia's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.83%.
The historical rank and industry rank for Bank Asia's Return-on-Tangible-Asset or its related term are showing as below:
DHA:BANKASIA'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.52 Med: 0.66 Max: 0.79
Current: 0.68
During the past 13 years, Bank Asia's highest Return-on-Tangible-Asset was 0.79%. The lowest was 0.52%. And the median was 0.66%.
DHA:BANKASIA's Return-on-Tangible-Asset is ranked worse than 68.83% of 1524
companies
in the Banks industry
Industry Median: 0.995
vs DHA:BANKASIA: 0.68
Bank Asia (DHA:BANKASIA) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bank Asia Return-on-Tangible-Asset Related Terms
Bank Asia Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Bank Asia's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Asia Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Bank Asia's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Asia Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank Asia's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bank Asia's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.83% mean?
Bank Asia (DHA:BANKASIA) has a Return-on-Tangible-Asset of 0.83% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank Asia and its competitors. This is 26% above median its historical median of 0.66. Over the past decade, Bank Asia's Return-on-Tangible-Asset has ranged from 0.52 to 0.79. According to the industry distribution chart, Bank Asia ranks #1049 out of 1524 companies in the Banks industry, placing it in the top 68.8%.
Is Bank Asia's Return-on-Tangible-Asset too high?
Bank Asia's current Return-on-Tangible-Asset of 0.83% is 26% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 0.79. The Banks industry median Return-on-Tangible-Asset is 1.00. Bank Asia's value of 0.83% is 16.6% below this industry median. Based on the distribution chart, Bank Asia ranks #1049 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Asia has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Asia's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Bank Asia ranks #1049 out of 1524 companies for Return-on-Tangible-Asset. This places Bank Asia in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. Bank Asia's value of 0.83% is 16.6% below this benchmark. Historically, Bank Asia's own Return-on-Tangible-Asset has ranged from 0.52 to 0.79 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 1.00, Bank Asia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Asia's current Return-on-Tangible-Asset of 0.83% is 16.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank Asia and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Asia's current Return-on-Tangible-Asset is 0.83%, which is 26% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Asia stock overvalued right now?
Based on GuruFocus' analysis, Bank Asia (DHA:BANKASIA) is currently considered Fairly Valued. The stock's GF Value™ is BDT18.84, compared to a current price of BDT18.50 — trading 1.8% below its estimated fair value. The current Return-on-Tangible-Asset is 0.83%, which is 26% above median its 10-year median of 0.66 and 16.6% below the Banks industry median of 1.00. Bank Asia's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bank Asia (DHA:BANKASIA), the current Return-on-Tangible-Asset is 0.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Asia (DHA:BANKASIA) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Asia stock appears to be undervalued.
The current stock price of BDT18.50 is trading 1.8% below its estimated GF Value™ of BDT18.84.
GuruFocus considers Bank Asia to be Fairly Valued.
Key valuation signals for DHA:BANKASIA:
Return-on-Tangible-Asset: 0.83% (26% above median its 10-year median of 0.66)
GF Value™: BDT18.84 vs. price of BDT18.50 (1.8% below fair value)
Industry Position: 16.6% below the Banks median (#1049 of 1524)
No single metric tells the full story. See the DHA:BANKASIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Asia PLC is a Bangladesh-based Bank. The bank offers a range of banking products and services, including mobile banking, ATM services, credit card facilities, internet banking, foreign currency accounts, and additional services. Its principal activities include providing a range of conventional and Islamic commercial banking services to its customers through its branches, Islamic windows, SME centers, and alternative delivery channels. The Bank's operating segments are comprised of Conventional Banking, Islamic Banking, Off-shore Banking, Bank Asia Securities Limited, BA Exchange Company (UK) Limited, and BA Express USA Inc., of which the maximum revenue is generated from its Conventional Banking segment. Geographically, it derives maximum revenue from operations in Bangladesh.
80GF Score
Get the complete analysis for DHA:BANKASIA
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DHA:BANKASIA has been successfully added to your 
