Optima bank (FRA:C59) Debt-to-Equity: 0.08 (As of Jun. 2023)

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FRA:C59 Optima bank SA FRA:C59
20 GF Score
Price €10.76
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What is Optima bank Debt-to-Equity?

Optima bank FRA:C59 -3.93% 20 Debt-to-Equity is 0.08 as of Jun. 2023. GuruFocus rates FRA:C59 with a GF Score™ of 20/100.

Optima bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2023 was €0.0 Mil. Optima bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2023 was €25.0 Mil. Optima bank's Total Stockholders Equity for the quarter that ended in Jun. 2023 was €298.5 Mil. Optima bank's debt to equity for the quarter that ended in Jun. 2023 was 0.08.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Optima bank's Debt-to-Equity or its related term are showing as below:

FRA:C59's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58
* Ranked among companies with meaningful Debt-to-Equity only.

Optima bank  (FRA:C59) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Optima bank Debt-to-Equity Related Terms

Optima bank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Optima bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optima bank Debt-to-Equity Chart

Optima bank Annual Data
Trend Dec20 Dec21 Dec22
Debt-to-Equity
0.14 0.13 0.10

Optima bank Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23
Debt-to-Equity 0.14 0.13 N/A 0.10 0.08

FRA:C59 vs : Debt-to-Equity Comparison

For the Banks - Regional subindustry, Optima bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Optima bank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Optima bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Optima bank's Debt-to-Equity falls into.


FRA:C59
20GF Score
Optima bank SA FRA:C59
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Optima bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Optima bank's Debt to Equity Ratio for the fiscal year that ended in Dec. 2022 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 25.294) / 252.935
=0.10

Optima bank's Debt to Equity Ratio for the quarter that ended in Jun. 2023 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 24.975) / 298.452
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.08 mean?
Optima bank (FRA:C59) has a Debt-to-Equity of 0.08 as of Jun. 2023. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Optima bank and its competitors.
Is Optima bank's Debt-to-Equity too high?
Optima bank's current Debt-to-Equity is 0.08. The Banks industry median Debt-to-Equity is 0.58. Optima bank's value of 0.08 is 86.2% below this industry median. Overall, Optima bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Optima bank's Debt-to-Equity compare to ?
Optima bank's Debt-to-Equity of 0.08 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. Optima bank's value of 0.08 is 86.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optima bank's current Debt-to-Equity of 0.08 is 86.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Optima bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optima bank's current Debt-to-Equity is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optima bank stock overvalued right now?
Optima bank (FRA:C59) has a current Debt-to-Equity of 0.08. The current Debt-to-Equity is 0.08 and 86.2% below the Banks industry median of 0.58. Optima bank's overall GF Score™ is 20/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Optima bank (FRA:C59), the current Debt-to-Equity is 0.08 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optima bank Business Description

Comparable Companies
Address 32 Aigialeias & Paradissou Street, P.O. 15125, Marousi, GRC, 15125
Optima bank SA is a banking and financial services providing institution which caters to the needs of customers both retail and businesses, products and services. It also provides a wide range of banking and brokerage services as well as investment banking services covering the broadest sectors such as Private Banking or Retail Banking, Corporate Banking, Other Services, Capital Management Services, and Business Receivables Agency.
20GF Score

Get the complete analysis for FRA:C59

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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