Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Optima bank's yield on cost for the quarter that ended in Jun. 2023 was 2.27.
The historical rank and industry rank for Optima bank's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:C59'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0 Med: 0 Max: 2.33
Current: 2.27
During the past 3 years, Optima bank's highest Yield on Cost was 2.33. The lowest was 0.00. And the median was 0.00.
FRA:C59's 5-Year Yield-on-Cost % is not ranked
in the Banks industry.
Industry Median: 3.885
vs FRA:C59: 2.27
Optima bank (FRA:C59) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Optima bank 5-Year Yield-on-Cost % Related Terms
FRA:C59 vs : 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Optima bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optima bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Optima bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Optima bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Optima bank is calculated as
Optima bank (FRA:C59) has a 5-Year Yield-on-Cost % of 2.27 as of Jul. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Optima bank and its competitors.
Is Optima bank's 5-Year Yield-on-Cost % too high?
Optima bank's current 5-Year Yield-on-Cost % is 2.27. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Optima bank's value of 2.27 is 41.6% below this industry median. Overall, Optima bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Optima bank's 5-Year Yield-on-Cost % compare to ?
Optima bank's 5-Year Yield-on-Cost % of 2.27 can be compared against companies in the Banks industry. The industry median 5-Year Yield-on-Cost % is 3.89. Optima bank's value of 2.27 is 41.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optima bank's current 5-Year Yield-on-Cost % of 2.27 is 41.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Optima bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optima bank's current 5-Year Yield-on-Cost % is 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optima bank stock overvalued right now?
Optima bank (FRA:C59) has a current 5-Year Yield-on-Cost % of 2.27. The current 5-Year Yield-on-Cost % is 2.27 and 41.6% below the Banks industry median of 3.89. Optima bank's overall GF Score™ is 20/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Optima bank (FRA:C59), the current 5-Year Yield-on-Cost % is 2.27 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Optima bank SA is a banking and financial services providing institution which caters to the needs of customers both retail and businesses, products and services. It also provides a wide range of banking and brokerage services as well as investment banking services covering the broadest sectors such as Private Banking or Retail Banking, Corporate Banking, Other Services, Capital Management Services, and Business Receivables Agency.
20GF Score
Get the complete analysis for FRA:C59
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:C59 has been successfully added to your 
