Optima bank (FRA:C59) Net Margin %: 52.78% (As of Jun. 2023)


FRA:C59 Optima bank SA FRA:C59
20 GF Score
Price €10.34
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What is Optima bank Net Margin %?

Optima bank FRA:C59 +1.37% 20 Net Margin % is 52.78% as of Jun. 2023. GuruFocus rates FRA:C59 with a GF Score™ of 20/100.

Net margin is calculated as Net Income divided by its Revenue. Optima bank's Net Income for the six months ended in Jun. 2023 was €44.1 Mil. Optima bank's Revenue for the six months ended in Jun. 2023 was €83.5 Mil. Therefore, Optima bank's net margin for the quarter that ended in Jun. 2023 was 52.78%.

The historical rank and industry rank for Optima bank's Net Margin % or its related term are showing as below:


FRA:C59's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.95
* Ranked among companies with meaningful Net Margin % only.

Optima bank  (FRA:C59) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Optima bank Net Margin % Related Terms

Optima bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Optima bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optima bank Net Margin % Chart

Optima bank Annual Data
Trend Dec20 Dec21 Dec22
Net Margin %
-27.07 21.11 43.98

Optima bank Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23
Net Margin % 0.00 0.00 44.75 43.48 52.78

FRA:C59 vs : Net Margin % Comparison

For the Banks - Regional subindustry, Optima bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Optima bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Optima bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Optima bank's Net Margin % falls into.


FRA:C59
20GF Score
Optima bank SA FRA:C59
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Optima bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Optima bank's Net Margin for the fiscal year that ended in Dec. 2022 is calculated as

Net Margin=Net Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=42.425/96.475
=43.98 %

Optima bank's Net Margin for the quarter that ended in Jun. 2023 is calculated as

Net Margin=Net Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=44.096/83.543
=52.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 52.78% mean?
Optima bank (FRA:C59) has a Net Margin % of 52.78% as of Jun. 2023. Net margin is the ratio of total net income to net sales. View historical data on Optima bank and its competitors.
Is Optima bank's Net Margin % too high?
Optima bank's current Net Margin % is 52.78%. The Banks industry median Net Margin % is 26.95. Optima bank's value of 52.78% is 95.8% above this industry median. Overall, Optima bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Optima bank's Net Margin % compare to ?
Optima bank's Net Margin % of 52.78% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Optima bank's value of 52.78% is 95.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optima bank's current Net Margin % of 52.78% is 95.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Optima bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optima bank's current Net Margin % is 52.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optima bank stock overvalued right now?
Optima bank (FRA:C59) has a current Net Margin % of 52.78%. The current Net Margin % is 52.78% and 95.8% above the Banks industry median of 26.95. Optima bank's overall GF Score™ is 20/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Optima bank (FRA:C59), the current Net Margin % is 52.78% as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optima bank Business Description

Comparable Companies
Address 32 Aigialeias & Paradissou Street, P.O. 15125, Marousi, GRC, 15125
Optima bank SA is a banking and financial services providing institution which caters to the needs of customers both retail and businesses, products and services. It also provides a wide range of banking and brokerage services as well as investment banking services covering the broadest sectors such as Private Banking or Retail Banking, Corporate Banking, Other Services, Capital Management Services, and Business Receivables Agency.
20GF Score

Get the complete analysis for FRA:C59

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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