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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Optima bank's Total Stockholders Equity for the quarter that ended in Jun. 2023 was €298.5 Mil. Optima bank's Total Assets for the quarter that ended in Jun. 2023 was €3,209.2 Mil.
Therefore, Optima bank's Equity to Asset Ratio for the quarter that ended in Jun. 2023 was 0.09.
The historical rank and industry rank for Optima bank's Equity-to-Asset or its related term are showing as below:
FRA:C59's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.1 * Ranked among companies with meaningful Equity-to-Asset only.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Optima bank Equity-to-Asset Related Terms
Optima bank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Optima bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optima bank Equity-to-Asset Chart
Optima bank Annual Data
Trend
Dec20
Dec21
Dec22
Equity-to-Asset
0.15
0.10
0.10
Optima bank Semi-Annual Data
Dec20
Dec21
Jun22
Dec22
Jun23
Equity-to-Asset
0.15
0.10
0.00
0.10
0.09
FRA:C59 vs : Equity-to-Asset Comparison
For the Banks - Regional subindustry, Optima bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optima bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Optima bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Optima bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Optima bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2022 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optima bank (FRA:C59) has a Equity-to-Asset of 0.09 as of Jun. 2023. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Optima bank and its competitors.
Is Optima bank's Equity-to-Asset too high?
Optima bank's current Equity-to-Asset is 0.09. The Banks industry median Equity-to-Asset is 0.10. Optima bank's value of 0.09 is 10% below this industry median. Overall, Optima bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Optima bank's Equity-to-Asset compare to ?
Optima bank's Equity-to-Asset of 0.09 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. Optima bank's value of 0.09 is 10% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optima bank's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Optima bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optima bank's current Equity-to-Asset is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optima bank stock overvalued right now?
Optima bank (FRA:C59) has a current Equity-to-Asset of 0.09. The current Equity-to-Asset is 0.09 and 10% below the Banks industry median of 0.10. Optima bank's overall GF Score™ is 20/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Optima bank (FRA:C59), the current Equity-to-Asset is 0.09 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Optima bank SA is a banking and financial services providing institution which caters to the needs of customers both retail and businesses, products and services. It also provides a wide range of banking and brokerage services as well as investment banking services covering the broadest sectors such as Private Banking or Retail Banking, Corporate Banking, Other Services, Capital Management Services, and Business Receivables Agency.
20GF Score
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