Optima bank (FRA:C59) Pretax Margin %: 64.63% (As of Jun. 2023)


FRA:C59 Optima bank SA FRA:C59
20 GF Score
Price €9.79
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What is Optima bank Pretax Margin %?

Optima bank FRA:C59 +0.10% 20 Pretax Margin % is 64.63% as of Jun. 2023. GuruFocus rates FRA:C59 with a GF Score™ of 20/100.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Optima bank's Pre-Tax Income for the six months ended in Jun. 2023 was €54.0 Mil. Optima bank's Revenue for the six months ended in Jun. 2023 was €83.5 Mil. Therefore, Optima bank's pretax margin for the quarter that ended in Jun. 2023 was 64.63%.

The historical rank and industry rank for Optima bank's Pretax Margin % or its related term are showing as below:


FRA:C59's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.715
* Ranked among companies with meaningful Pretax Margin % only.

Optima bank  (FRA:C59) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Optima bank Pretax Margin % Related Terms

Optima bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Optima bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optima bank Pretax Margin % Chart

Optima bank Annual Data
Trend Dec20 Dec21 Dec22
Pretax Margin %
-32.87 21.26 49.86

Optima bank Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23
Pretax Margin % 0.00 0.00 42.12 54.78 64.63

FRA:C59 vs : Pretax Margin % Comparison

For the Banks - Regional subindustry, Optima bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Optima bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Optima bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Optima bank's Pretax Margin % falls into.


FRA:C59
20GF Score
Optima bank SA FRA:C59
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Optima bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Optima bank's Pretax Margin for the fiscal year that ended in Dec. 2022 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=48.105/96.475
=49.86 %

Optima bank's Pretax Margin for the quarter that ended in Jun. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=53.992/83.543
=64.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 64.63% mean?
Optima bank (FRA:C59) has a Pretax Margin % of 64.63% as of Jun. 2023. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Optima bank and its competitors.
Is Optima bank's Pretax Margin % too high?
Optima bank's current Pretax Margin % is 64.63%. The Banks industry median Pretax Margin % is 34.72. Optima bank's value of 64.63% is 86.2% above this industry median. Overall, Optima bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Optima bank's Pretax Margin % compare to ?
Optima bank's Pretax Margin % of 64.63% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.72. Optima bank's value of 64.63% is 86.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optima bank's current Pretax Margin % of 64.63% is 86.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Optima bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optima bank's current Pretax Margin % is 64.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optima bank stock overvalued right now?
Optima bank (FRA:C59) has a current Pretax Margin % of 64.63%. The current Pretax Margin % is 64.63% and 86.2% above the Banks industry median of 34.72. Optima bank's overall GF Score™ is 20/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Optima bank (FRA:C59), the current Pretax Margin % is 64.63% as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optima bank Business Description

Comparable Companies
Address 32 Aigialeias & Paradissou Street, P.O. 15125, Marousi, GRC, 15125
Optima bank SA is a banking and financial services providing institution which caters to the needs of customers both retail and businesses, products and services. It also provides a wide range of banking and brokerage services as well as investment banking services covering the broadest sectors such as Private Banking or Retail Banking, Corporate Banking, Other Services, Capital Management Services, and Business Receivables Agency.
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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