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Bank of HawaiiFRA:PIV -0.75%62 Debt-to-Equity is 0.32 as of Jun. 2026, which is 45% above its 10-year median of 0.22. GuruFocus rates FRA:PIV with a GF Score™ of 62/100 and a GF Value™ of €66.57. The stock has 5 warning signs investors should review. Among 1,421 Banks companies, Bank of Hawaii ranks better than 67.35% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bank of Hawaii's Debt-to-Equity or its related term are showing as below:
FRA:PIV'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.07 Med: 0.22 Max: 1.37
Current: 0.32
During the past 13 years, the highest Debt-to-Equity Ratio of Bank of Hawaii was 1.37. The lowest was 0.07. And the median was 0.22.
FRA:PIV's Debt-to-Equity is ranked better than 67.35% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs FRA:PIV: 0.32
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bank of Hawaii Debt-to-Equity Related Terms
Bank of Hawaii Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Bank of Hawaii's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PIV vs TOWN, SFNC, BANC: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Bank of Hawaii's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Hawaii Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Hawaii's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Hawaii's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Hawaii (FRA:PIV) has a Debt-to-Equity of 0.32 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Hawaii and its competitors. This is 45% above median its historical median of 0.22. Over the past decade, Bank of Hawaii's Debt-to-Equity has ranged from 0.07 to 1.37. According to the industry distribution chart, Bank of Hawaii ranks #464 out of 1421 companies in the Banks industry, placing it in the top 32.7%.
Is Bank of Hawaii's Debt-to-Equity too high?
Bank of Hawaii's current Debt-to-Equity of 0.32 is 45% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 1.37. The Banks industry median Debt-to-Equity is 0.58. Bank of Hawaii's value of 0.32 is 44.8% below this industry median. Based on the distribution chart, Bank of Hawaii ranks #464 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Hawaii has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Hawaii's Debt-to-Equity compare to TOWN and SFNC?
According to the Banks industry distribution chart, Bank of Hawaii ranks #464 out of 1421 companies for Debt-to-Equity. This puts Bank of Hawaii in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Bank of Hawaii's value of 0.32 is 44.8% below this benchmark. Historically, Bank of Hawaii's own Debt-to-Equity has ranged from 0.07 to 1.37 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.58, Bank of Hawaii has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Hawaii's current Debt-to-Equity of 0.32 is 44.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Hawaii and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Hawaii's current Debt-to-Equity is 0.32, which is 45% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Hawaii stock overvalued right now?
Bank of Hawaii (FRA:PIV) has a current Debt-to-Equity of 0.32. The stock's GF Value™ is €66.57, compared to a current price of €66.50 — trading 0.1% below its estimated fair value. The current Debt-to-Equity is 0.32, which is 45% above median its 10-year median of 0.22 and 44.8% below the Banks industry median of 0.58. Bank of Hawaii's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bank of Hawaii (FRA:PIV), the current Debt-to-Equity is 0.32 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Hawaii (FRA:PIV) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Hawaii stock appears to be undervalued.
The current stock price of €66.50 is trading 0.1% below its estimated GF Value™ of €66.57.
Key valuation signals for FRA:PIV:
Debt-to-Equity: 0.32 (45% above median its 10-year median of 0.22)
GF Value™: €66.57 vs. price of €66.50 (0.1% below fair value)
Industry Position: 44.8% below the Banks median (#464 of 1421)
No single metric tells the full story. See the FRA:PIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Hawaii Corp provides a broad range of financial products and services predominantly to customers in Hawaii, Guam, and other Pacific Islands. The Bank's subsidiaries are engaged in equipment leasing, securities brokerage, investment advisory services, and providing credit insurance. It is organized into three business segments for management reporting purposes: Consumer Banking, Commercial Banking, and Treasury and Other. Majority of the revenue is generated from Consumer Banking segment which offers a broad range of financial products and services, including loan, deposit and insurance products; private banking and international client banking services; trust services; investment management; and institutional investment advisory services.
62GF Score
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