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Bank of HawaiiFRA:PIV 61 Pretax Margin % is 38.75% as of Mar. 2026, which is 6% below its 10-year median of 41.44. GuruFocus rates FRA:PIV with a GF Score™ of 61/100 and a GF Value™ of €64.68. The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Bank of Hawaii ranks better than 57.17% on this metric.
The historical rank and industry rank for Bank of Hawaii's Pretax Margin % or its related term are showing as below:
FRA:PIV'
s Pretax Margin % Range Over the Past 10 Years
Min: 27.78 Med: 41.44 Max: 49.33
Current: 38.12
FRA:PIV's Pretax Margin % is ranked better than 57.17% of 1527
companies
in the Banks industry
Industry Median: 35.2
vs FRA:PIV: 38.12
Bank of Hawaii (FRA:PIV) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank of Hawaii Pretax Margin % Related Terms
Bank of Hawaii Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Hawaii's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PIV vs SBCF, BANC, TOWN: Pretax Margin % Comparison
For the Banks - Regional subindustry, Bank of Hawaii's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Hawaii Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Hawaii's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Hawaii's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Hawaii (FRA:PIV) has a Pretax Margin % of 38.75% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Hawaii and its competitors. This is near median its historical median of 41.44. Over the past decade, Bank of Hawaii's Pretax Margin % has ranged from 27.78 to 49.33. According to the industry distribution chart, Bank of Hawaii ranks #654 out of 1527 companies in the Banks industry, placing it in the top 42.8%.
Is Bank of Hawaii's Pretax Margin % too high?
Bank of Hawaii's current Pretax Margin % of 38.75% is near median its 10-year median of 41.44. Over the past 10 years, this metric has ranged from a low of 27.78 to a high of 49.33. The Banks industry median Pretax Margin % is 35.20. Bank of Hawaii's value of 38.75% is 10.1% above this industry median. Based on the distribution chart, Bank of Hawaii ranks #654 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Hawaii has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Hawaii's Pretax Margin % compare to SBCF and BANC?
According to the Banks industry distribution chart, Bank of Hawaii ranks #654 out of 1527 companies for Pretax Margin %. This puts Bank of Hawaii in the upper half of its industry. The industry median Pretax Margin % is 35.20. Bank of Hawaii's value of 38.75% is 10.1% above this benchmark. Historically, Bank of Hawaii's own Pretax Margin % has ranged from 27.78 to 49.33 over the past decade. While the company's 10-year median is 41.44 vs. the industry median of 35.20, Bank of Hawaii has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.20, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Hawaii's current Pretax Margin % of 38.75% is 10.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Hawaii and its competitors. For the Banks industry, the median Pretax Margin % is 35.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Hawaii's current Pretax Margin % is 38.75%, which is near median its own 10-year median of 41.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Hawaii stock overvalued right now?
Bank of Hawaii (FRA:PIV) has a current Pretax Margin % of 38.75%. The stock's GF Value™ is €64.68, compared to a current price of €71.50 — trading 10.5% above its estimated fair value. The current Pretax Margin % is 38.75%, which is near median its 10-year median of 41.44 and 10.1% above the Banks industry median of 35.20. Bank of Hawaii's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Hawaii (FRA:PIV), the current Pretax Margin % is 38.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Hawaii (FRA:PIV) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Hawaii stock appears to be overvalued.
The current stock price of €71.50 is trading 10.5% above its estimated GF Value™ of €64.68.
Key valuation signals for FRA:PIV:
Pretax Margin %: 38.75% (near median its 10-year median of 41.44)
GF Value™: €64.68 vs. price of €71.50 (10.5% above fair value)
Industry Position: 10.1% above the Banks median (#654 of 1527)
No single metric tells the full story. See the FRA:PIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Hawaii Corp provides a broad range of financial products and services predominantly to customers in Hawaii, Guam, and other Pacific Islands. The Bank's subsidiaries are engaged in equipment leasing, securities brokerage, investment advisory services, and providing credit insurance. It is organized into three business segments for management reporting purposes: Consumer Banking, Commercial Banking, and Treasury and Other. Majority of the revenue is generated from Consumer Banking segment which offers a broad range of financial products and services, including loan, deposit and insurance products; private banking and international client banking services; trust services; investment management; and institutional investment advisory services.
61GF Score
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