Bank of Hawaii (FRA:PIV) FCF Margin %: 9.45% (As of Mar. 2026) — 64% Below Median


FRA:PIV Bank of Hawaii Corp FRA:PIV
61 GF Score
Price €66.00
GF Value €61.17
! 4 Warning Signs
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What is Bank of Hawaii FCF Margin %?

Bank of Hawaii FRA:PIV +2.33% 61 FCF Margin % is 9.45% as of Mar. 2026, which is 64% below its 10-year median of 26.20. GuruFocus rates FRA:PIV with a GF Score™ of 61/100 and a GF Value™ of €61.17. The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Bank of Hawaii ranks worse than 50.5% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank of Hawaii's Free Cash Flow for the three months ended in Mar. 2026 was €15.7 Mil. Bank of Hawaii's Revenue for the three months ended in Mar. 2026 was €166.3 Mil. Therefore, Bank of Hawaii's FCF Margin % for the quarter that ended in Mar. 2026 was 9.45%.

As of today, Bank of Hawaii's current FCF Yield % is 5.98%.

The historical rank and industry rank for Bank of Hawaii's FCF Margin % or its related term are showing as below:

FRA:PIV' s FCF Margin % Range Over the Past 10 Years
Min: 16.62   Med: 26.2   Max: 53.76
Current: 26.14


During the past 13 years, the highest FCF Margin % of Bank of Hawaii was 53.76%. The lowest was 16.62%. And the median was 26.20%.

FRA:PIV's FCF Margin % is ranked worse than
50.5% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs FRA:PIV: 26.14


Bank of Hawaii FCF Margin % Related Terms


Bank of Hawaii FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Hawaii's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Hawaii FCF Margin % Chart

Bank of Hawaii Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.76 43.58 19.20 25.50 25.91

Bank of Hawaii Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.08 42.02 16.48 37.79 9.45

FRA:PIV vs NIC, PRK, BANC: FCF Margin % Comparison

For the Banks - Regional subindustry, Bank of Hawaii's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Hawaii FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Hawaii's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Hawaii's FCF Margin % falls into.


FRA:PIV
61GF Score
Bank of Hawaii Corp FRA:PIV
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Hawaii FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bank of Hawaii's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=157.378/607.478
=25.91 %

Bank of Hawaii's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=15.722/166.306
=9.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 9.45% mean?
Bank of Hawaii (FRA:PIV) has a FCF Margin % of 9.45% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Hawaii and its competitors. This is 64% below median its historical median of 26.20. Over the past decade, Bank of Hawaii's FCF Margin % has ranged from 16.62 to 53.76. According to the industry distribution chart, Bank of Hawaii ranks #760 out of 1505 companies in the Banks industry, placing it in the top 50.5%.
Is Bank of Hawaii's FCF Margin % too high?
Bank of Hawaii's current FCF Margin % of 9.45% is 64% below median its 10-year median of 26.20. Over the past 10 years, this metric has ranged from a low of 16.62 to a high of 53.76. The Banks industry median FCF Margin % is 26.42. Bank of Hawaii's value of 9.45% is 64.2% below this industry median. Based on the distribution chart, Bank of Hawaii ranks #760 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Hawaii has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Hawaii's FCF Margin % compare to NIC and PRK?
According to the Banks industry distribution chart, Bank of Hawaii ranks #760 out of 1505 companies for FCF Margin %. This places Bank of Hawaii in the lower half of its industry. The industry median FCF Margin % is 26.42. Bank of Hawaii's value of 9.45% is 64.2% below this benchmark. Historically, Bank of Hawaii's own FCF Margin % has ranged from 16.62 to 53.76 over the past decade. While the company's 10-year median is 26.20 vs. the industry median of 26.42, Bank of Hawaii has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Hawaii's current FCF Margin % of 9.45% is 64.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Hawaii and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Hawaii's current FCF Margin % is 9.45%, which is 64% below median its own 10-year median of 26.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Hawaii stock overvalued right now?
Bank of Hawaii (FRA:PIV) has a current FCF Margin % of 9.45%. The stock's GF Value™ is €61.17, compared to a current price of €66.00 — trading 7.9% above its estimated fair value. The current FCF Margin % is 9.45%, which is 64% below median its 10-year median of 26.20 and 64.2% below the Banks industry median of 26.42. Bank of Hawaii's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank of Hawaii (FRA:PIV), the current FCF Margin % is 9.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Hawaii (FRA:PIV) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Hawaii stock appears to be overvalued. The current stock price of €66.00 is trading 7.9% above its estimated GF Value™ of €61.17.

Key valuation signals for FRA:PIV:

  • FCF Margin %: 9.45% (64% below median its 10-year median of 26.20)
  • GF Value™: €61.17 vs. price of €66.00 (7.9% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 64.2% below the Banks median (#760 of 1505)

No single metric tells the full story. See the FRA:PIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Hawaii Business Description

Other Exchanges BOH:USA
Address 130 Merchant Street, Honolulu, HI, USA, 96813
Bank of Hawaii Corp provides a broad range of financial products and services predominantly to customers in Hawaii, Guam, and other Pacific Islands. The Bank's subsidiaries are engaged in equipment leasing, securities brokerage, investment advisory services, and providing credit insurance. It is organized into three business segments for management reporting purposes: Consumer Banking, Commercial Banking, and Treasury and Other. Majority of the revenue is generated from Consumer Banking segment which offers a broad range of financial products and services, including loan, deposit and insurance products; private banking and international client banking services; trust services; investment management; and institutional investment advisory services.
61GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€66.00
Price
€61.17
GF Value