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Bank of HawaiiFRA:PIV 61 Net Margin % is 29.87% as of Mar. 2026, which is 2% above its 10-year median of 29.34. GuruFocus rates FRA:PIV with a GF Score™ of 61/100 and a GF Value™ of €64.68. The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Bank of Hawaii ranks better than 59.59% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Bank of Hawaii's Net Income for the
three
months ended in Mar. 2026 was €49.7 Mil. Bank of Hawaii's Revenue for the
three
months ended in Mar. 2026 was €166.3 Mil. Therefore, Bank of Hawaii's net margin for the quarter that ended in Mar. 2026 was 29.87%.
The historical rank and industry rank for Bank of Hawaii's Net Margin % or its related term are showing as below:
FRA:PIV'
s Net Margin % Range Over the Past 10 Years
Min: 22.59 Med: 29.34 Max: 38.39
Current: 29.82
FRA:PIV's Net Margin % is ranked better than 59.59% of 1527
companies
in the Banks industry
Industry Median: 27.06
vs FRA:PIV: 29.82
Bank of Hawaii (FRA:PIV) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Hawaii Net Margin % Related Terms
Bank of Hawaii Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Hawaii's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PIV vs SBCF, BANC, TOWN: Net Margin % Comparison
For the Banks - Regional subindustry, Bank of Hawaii's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Hawaii Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Hawaii's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Hawaii's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Hawaii (FRA:PIV) has a Net Margin % of 29.87% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Hawaii and its competitors. This is near median its historical median of 29.34. Over the past decade, Bank of Hawaii's Net Margin % has ranged from 22.59 to 38.39. According to the industry distribution chart, Bank of Hawaii ranks #617 out of 1527 companies in the Banks industry, placing it in the top 40.4%.
Is Bank of Hawaii's Net Margin % too high?
Bank of Hawaii's current Net Margin % of 29.87% is near median its 10-year median of 29.34. Over the past 10 years, this metric has ranged from a low of 22.59 to a high of 38.39. The Banks industry median Net Margin % is 27.06. Bank of Hawaii's value of 29.87% is 10.4% above this industry median. Based on the distribution chart, Bank of Hawaii ranks #617 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Hawaii has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Hawaii's Net Margin % compare to SBCF and BANC?
According to the Banks industry distribution chart, Bank of Hawaii ranks #617 out of 1527 companies for Net Margin %. This puts Bank of Hawaii in the upper half of its industry. The industry median Net Margin % is 27.06. Bank of Hawaii's value of 29.87% is 10.4% above this benchmark. Historically, Bank of Hawaii's own Net Margin % has ranged from 22.59 to 38.39 over the past decade. While the company's 10-year median is 29.34 vs. the industry median of 27.06, Bank of Hawaii has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Hawaii's current Net Margin % of 29.87% is 10.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Hawaii and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Hawaii's current Net Margin % is 29.87%, which is near median its own 10-year median of 29.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Hawaii stock overvalued right now?
Bank of Hawaii (FRA:PIV) has a current Net Margin % of 29.87%. The stock's GF Value™ is €64.68, compared to a current price of €71.50 — trading 10.5% above its estimated fair value. The current Net Margin % is 29.87%, which is near median its 10-year median of 29.34 and 10.4% above the Banks industry median of 27.06. Bank of Hawaii's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Hawaii (FRA:PIV), the current Net Margin % is 29.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Hawaii (FRA:PIV) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Hawaii stock appears to be overvalued.
The current stock price of €71.50 is trading 10.5% above its estimated GF Value™ of €64.68.
Key valuation signals for FRA:PIV:
Net Margin %: 29.87% (near median its 10-year median of 29.34)
GF Value™: €64.68 vs. price of €71.50 (10.5% above fair value)
Industry Position: 10.4% above the Banks median (#617 of 1527)
No single metric tells the full story. See the FRA:PIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Hawaii Corp provides a broad range of financial products and services predominantly to customers in Hawaii, Guam, and other Pacific Islands. The Bank's subsidiaries are engaged in equipment leasing, securities brokerage, investment advisory services, and providing credit insurance. It is organized into three business segments for management reporting purposes: Consumer Banking, Commercial Banking, and Treasury and Other. Majority of the revenue is generated from Consumer Banking segment which offers a broad range of financial products and services, including loan, deposit and insurance products; private banking and international client banking services; trust services; investment management; and institutional investment advisory services.
61GF Score
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