Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Luxor ASLTS:0F5M 50 Debt-to-Equity is 1.62 as of Jun. 2026, which is 19% above its 10-year median of 1.36. GuruFocus rates LTS:0F5M with a GF Score™ of 50/100 and a GF Value™ of kr537.57. The stock has 7 warning signs investors should review. Among 1,416 Banks companies, Luxor AS ranks worse than 80.3% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Luxor AS's Debt-to-Equity or its related term are showing as below:
LTS:0F5M'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.94 Med: 1.36 Max: 1.72
Current: 1.62
During the past 13 years, the highest Debt-to-Equity Ratio of Luxor AS was 1.72. The lowest was 0.94. And the median was 1.36.
LTS:0F5M's Debt-to-Equity is ranked worse than 80.3% of 1416
companies
in the Banks industry
Industry Median: 0.58
vs LTS:0F5M: 1.62
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Luxor AS Debt-to-Equity Related Terms
Luxor AS Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Luxor AS's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0F5M vs RKT, FNMA, PFSI: Debt-to-Equity Comparison
For the Mortgage Finance subindustry, Luxor AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Luxor AS Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Luxor AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Luxor AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luxor AS (LTS:0F5M) has a Debt-to-Equity of 1.62 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Luxor AS and its competitors. This is 19% above median its historical median of 1.36. Over the past decade, Luxor AS's Debt-to-Equity has ranged from 0.94 to 1.72. According to the industry distribution chart, Luxor AS ranks #1137 out of 1416 companies in the Banks industry, placing it in the top 80.3%.
Is Luxor AS's Debt-to-Equity too high?
Luxor AS's current Debt-to-Equity of 1.62 is 19% above median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 1.72. The Banks industry median Debt-to-Equity is 0.58. Luxor AS's value of 1.62 is 179.3% above this industry median. Based on the distribution chart, Luxor AS ranks #1137 out of 1416 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Luxor AS has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Luxor AS's Debt-to-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Luxor AS ranks #1137 out of 1416 companies for Debt-to-Equity. This places Luxor AS in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Luxor AS's value of 1.62 is 179.3% above this benchmark. Historically, Luxor AS's own Debt-to-Equity has ranged from 0.94 to 1.72 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 0.58, Luxor AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luxor AS's current Debt-to-Equity of 1.62 is 179.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Luxor AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luxor AS's current Debt-to-Equity is 1.62, which is 19% above median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luxor AS stock overvalued right now?
Luxor AS (LTS:0F5M) has a current Debt-to-Equity of 1.62. The stock's GF Value™ is kr537.57, compared to a current price of kr705.00 — trading 31.1% above its estimated fair value. The current Debt-to-Equity is 1.62, which is 19% above median its 10-year median of 1.36 and 179.3% above the Banks industry median of 0.58. Luxor AS's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Luxor AS (LTS:0F5M), the current Debt-to-Equity is 1.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Luxor AS (LTS:0F5M) Overvalued in 2026?
Based on GuruFocus' analysis, Luxor AS stock appears to be overvalued.
The current stock price of kr705.00 is trading 31.1% above its estimated GF Value™ of kr537.57.
Key valuation signals for LTS:0F5M:
Debt-to-Equity: 1.62 (19% above median its 10-year median of 1.36)
GF Value™: kr537.57 vs. price of kr705.00 (31.1% above fair value)
Industry Position: 179.3% above the Banks median (#1137 of 1416)
No single metric tells the full story. See the LTS:0F5M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Luxor AS is an investment company. Its objective is to create the possible long-term return for shareholders through investment for equity and foreign capital within the defined risk framework. The company operates through four segments namely Mortgage deeds, Bonds, Shares and Investment properties. Its mortgage deed portfolio comprises of single family-houses, flats, cooperative housing, holiday houses, farms, and residential and business properties. The bond portfolio includes various corporate bonds. Its investment property portfolio consists of offices, shops, warehouses and production facilities.
50GF Score
Get the complete analysis for LTS:0F5M
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0F5M has been successfully added to your 
