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Luxor ASLTS:0F5M 50 Interest Coverage is 3.88 as of Mar. 2026, which is 39% below its 10-year median of 6.36. GuruFocus rates LTS:0F5M with a GF Score™ of 50/100 and a GF Value™ of kr521.43. The stock has 7 warning signs investors should review. Among 19 Banks companies, Luxor AS ranks worse than 84.21% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Luxor AS's
Operating Income
for the
three
months ended in Mar. 2026 was kr17.6 Mil. Luxor AS's Interest Expense for the
three
months ended in Mar. 2026 was kr-4.5 Mil.
Luxor AS's interest coverage for the quarter that ended in Mar. 2026 was 3.88.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Luxor AS interest coverage is 2.41, which is low.
The historical rank and industry rank for Luxor AS's Interest Coverage or its related term are showing as below:
LTS:0F5M'
s Interest Coverage Range Over the Past 10 Years
Min: 2.41 Med: 6.36 Max: 15.15
Current: 2.41
LTS:0F5M's Interest Coverage is ranked worse than 84.21% of 19
companies
in the Banks industry
Industry Median: 26.97
vs LTS:0F5M: 2.41
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Luxor AS Interest Coverage Related Terms
Luxor AS Interest Coverage Historical Data
* Premium members only.
The historical data trend for Luxor AS's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LTS:0F5M vs RKT, FNMA, PFSI: Interest Coverage Comparison
For the Mortgage Finance subindustry, Luxor AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Luxor AS Interest Coverage vs Banks Industry
For the Banks industry and Financial Services sector, Luxor AS's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Luxor AS's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luxor AS (LTS:0F5M) has a Interest Coverage of 3.88 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luxor AS and its competitors. This is 39% below median its historical median of 6.36. Over the past decade, Luxor AS's Interest Coverage has ranged from 2.41 to 15.15. According to the industry distribution chart, Luxor AS ranks #16 out of 19 companies in the Banks industry, placing it in the top 84.2%.
Is Luxor AS's Interest Coverage too high?
Luxor AS's current Interest Coverage of 3.88 is 39% below median its 10-year median of 6.36. Over the past 10 years, this metric has ranged from a low of 2.41 to a high of 15.15. The Banks industry median Interest Coverage is 26.97. Luxor AS's value of 3.88 is 85.6% below this industry median. Based on the distribution chart, Luxor AS ranks #16 out of 19 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Luxor AS has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Luxor AS's Interest Coverage compare to RKT and FNMA?
According to the Banks industry distribution chart, Luxor AS ranks #16 out of 19 companies for Interest Coverage. This places Luxor AS in the lower half of its industry. The industry median Interest Coverage is 26.97. Luxor AS's value of 3.88 is 85.6% below this benchmark. Historically, Luxor AS's own Interest Coverage has ranged from 2.41 to 15.15 over the past decade. While the company's 10-year median is 6.36 vs. the industry median of 26.97, Luxor AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Banks company?
The median Interest Coverage among Banks companies is 26.97, based on 19 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luxor AS's current Interest Coverage of 3.88 is 85.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luxor AS and its competitors. For the Banks industry, the median Interest Coverage is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luxor AS's current Interest Coverage is 3.88, which is 39% below median its own 10-year median of 6.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luxor AS stock overvalued right now?
Luxor AS (LTS:0F5M) has a current Interest Coverage of 3.88. The stock's GF Value™ is kr521.43, compared to a current price of kr680.00 — trading 30.4% above its estimated fair value. The current Interest Coverage is 3.88, which is 39% below median its 10-year median of 6.36 and 85.6% below the Banks industry median of 26.97. Luxor AS's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Luxor AS (LTS:0F5M), the current Interest Coverage is 3.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Luxor AS (LTS:0F5M) Overvalued in 2026?
Based on GuruFocus' analysis, Luxor AS stock appears to be overvalued.
The current stock price of kr680.00 is trading 30.4% above its estimated GF Value™ of kr521.43.
Key valuation signals for LTS:0F5M:
Interest Coverage: 3.88 (39% below median its 10-year median of 6.36)
GF Value™: kr521.43 vs. price of kr680.00 (30.4% above fair value)
Industry Position: 85.6% below the Banks median (#16 of 19)
No single metric tells the full story. See the LTS:0F5M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Luxor AS is an investment company. Its objective is to create the possible long-term return for shareholders through investment for equity and foreign capital within the defined risk framework. The company operates through four segments namely Mortgage deeds, Bonds, Shares and Investment properties. Its mortgage deed portfolio comprises of single family-houses, flats, cooperative housing, holiday houses, farms, and residential and business properties. The bond portfolio includes various corporate bonds. Its investment property portfolio consists of offices, shops, warehouses and production facilities.
50GF Score
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