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Luxor ASLTS:0F5M 50 ROA % is 4.22% as of Mar. 2026, which is 21% above its 10-year median of 3.48. GuruFocus rates LTS:0F5M with a GF Score™ of 50/100 and a GF Value™ of kr521.43. The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Luxor AS ranks better than 97.77% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Luxor AS's annualizedNet Income for the quarter that ended in Mar. 2026 was kr40.8 Mil.
Luxor AS's average Total Assets over the quarter that ended in Mar. 2026 was kr965.9 Mil. Therefore, Luxor AS's annualized ROA % for the quarter that ended in Mar. 2026 was 4.22%.
The historical rank and industry rank for Luxor AS's ROA % or its related term are showing as below:
LTS:0F5M'
s ROA % Range Over the Past 10 Years
Min: 1.72 Med: 3.48 Max: 11.02
Current: 4.83
During the past 13 years, Luxor AS's highest ROA % was 11.02%. The lowest was 1.72%. And the median was 3.48%.
LTS:0F5M's ROA % is ranked better than 97.77% of 1527
companies
in the Banks industry
Industry Median: 1.01
vs LTS:0F5M: 4.83
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Luxor AS ROA % Related Terms
Luxor AS ROA % Historical Data
* Premium members only.
The historical data trend for Luxor AS's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Luxor AS's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Luxor AS ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Luxor AS's ROA % distribution charts can be found below:
* The bar in red indicates where Luxor AS's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Luxor AS (LTS:0F5M) has a ROA % of 4.22% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Luxor AS and its competitors. This is 21% above median its historical median of 3.48. Over the past decade, Luxor AS's ROA % has ranged from 1.72 to 11.02. According to the industry distribution chart, Luxor AS ranks #34 out of 1527 companies in the Banks industry, placing it in the top 2.2%.
Is Luxor AS's ROA % too high?
Luxor AS's current ROA % of 4.22% is 21% above median its 10-year median of 3.48. Over the past 10 years, this metric has ranged from a low of 1.72 to a high of 11.02. The Banks industry median ROA % is 1.01. Luxor AS's value of 4.22% is 317.8% above this industry median. Based on the distribution chart, Luxor AS ranks #34 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Luxor AS has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Luxor AS's ROA % compare to RKT and FNMA?
According to the Banks industry distribution chart, Luxor AS ranks #34 out of 1527 companies for ROA %. This places Luxor AS in the top 2% of its industry — outperforming the majority of peers. The industry median ROA % is 1.01. Luxor AS's value of 4.22% is 317.8% above this benchmark. Historically, Luxor AS's own ROA % has ranged from 1.72 to 11.02 over the past decade. While the company's 10-year median is 3.48 vs. the industry median of 1.01, Luxor AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 1.01, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luxor AS's current ROA % of 4.22% is 317.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Luxor AS and its competitors. For the Banks industry, the median ROA % is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luxor AS's current ROA % is 4.22%, which is 21% above median its own 10-year median of 3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luxor AS stock overvalued right now?
Luxor AS (LTS:0F5M) has a current ROA % of 4.22%. The stock's GF Value™ is kr521.43, compared to a current price of kr680.00 — trading 30.4% above its estimated fair value. The current ROA % is 4.22%, which is 21% above median its 10-year median of 3.48 and 317.8% above the Banks industry median of 1.01. Luxor AS's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Luxor AS (LTS:0F5M), the current ROA % is 4.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Luxor AS (LTS:0F5M) Overvalued in 2026?
Based on GuruFocus' analysis, Luxor AS stock appears to be overvalued.
The current stock price of kr680.00 is trading 30.4% above its estimated GF Value™ of kr521.43.
Key valuation signals for LTS:0F5M:
ROA %: 4.22% (21% above median its 10-year median of 3.48)
GF Value™: kr521.43 vs. price of kr680.00 (30.4% above fair value)
Industry Position: 317.8% above the Banks median (#34 of 1527)
No single metric tells the full story. See the LTS:0F5M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Luxor AS is an investment company. Its objective is to create the possible long-term return for shareholders through investment for equity and foreign capital within the defined risk framework. The company operates through four segments namely Mortgage deeds, Bonds, Shares and Investment properties. Its mortgage deed portfolio comprises of single family-houses, flats, cooperative housing, holiday houses, farms, and residential and business properties. The bond portfolio includes various corporate bonds. Its investment property portfolio consists of offices, shops, warehouses and production facilities.
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