Luxor AS (LTS:0F5M) 3-Year ROIIC % : 131.93% (As of Sep. 2025) — 1178% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0F5M Luxor AS LTS:0F5M
50 GF Score
Price kr680.00
GF Value kr521.43
! 7 Warning Signs
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What is Luxor AS 3-Year ROIIC %?

Luxor AS LTS:0F5M 50 3-Year ROIIC % is 131.93 as of Sep. 2025, which is 1178% above its 10-year median of 10.32. GuruFocus rates LTS:0F5M with a GF Score™ of 50/100 and a GF Value™ of kr521.43. The stock has 7 warning signs investors should review. Among 46 Banks companies, Luxor AS ranks better than 93.48% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Luxor AS's 3-Year ROIIC % for the quarter that ended in Sep. 2025 was 131.93%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Luxor AS's 3-Year ROIIC % or its related term are showing as below:

LTS:0F5M's 3-Year ROIIC % is ranked better than
93.48% of 46 companies
in the Banks industry
Industry Median: 2.37 vs LTS:0F5M: 131.93

Luxor AS  (LTS:0F5M) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Luxor AS 3-Year ROIIC % Related Terms


Luxor AS 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Luxor AS's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luxor AS 3-Year ROIIC % Chart

Luxor AS Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.47 45.07 8.01 -99.11 131.93

Luxor AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 131.93 0.00 0.00

LTS:0F5M vs RKT, FNMA, PFSI: 3-Year ROIIC % Comparison

For the Mortgage Finance subindustry, Luxor AS's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luxor AS 3-Year ROIIC % vs Banks Industry

For the Banks industry and Financial Services sector, Luxor AS's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Luxor AS's 3-Year ROIIC % falls into.


LTS:0F5M
50GF Score
Luxor AS LTS:0F5M
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Luxor AS 3-Year ROIIC % Calculation

Luxor AS's 3-Year ROIIC % for the quarter that ended in Sep. 2025 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( 64.8539519 (Sep. 2025) - 76.510872 (Sep. 2022) )/( 1432.157 (Sep. 2025) - 1440.993 (Sep. 2022) )
=-11.6569201/-8.8359999999998
=131.93%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 131.93 mean?
Luxor AS (LTS:0F5M) has a 3-Year ROIIC % of 131.93 as of Sep. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Luxor AS and its competitors. This is 1178% above median its historical median of 10.32. According to the industry distribution chart, Luxor AS ranks #3 out of 46 companies in the Banks industry, placing it in the top 6.5%.
Is Luxor AS's 3-Year ROIIC % too high?
Luxor AS's current 3-Year ROIIC % of 131.93 is 1178% above median its 10-year median of 10.32. The Banks industry median 3-Year ROIIC % is 2.37. Luxor AS's value of 131.93 is 5466.7% above this industry median. Based on the distribution chart, Luxor AS ranks #3 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Luxor AS has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Luxor AS's 3-Year ROIIC % compare to RKT and FNMA?
According to the Banks industry distribution chart, Luxor AS ranks #3 out of 46 companies for 3-Year ROIIC %. This places Luxor AS in the top 7% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 2.37. Luxor AS's value of 131.93 is 5466.7% above this benchmark. While the company's 10-year median is 10.32 vs. the industry median of 2.37, Luxor AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Banks company?
The median 3-Year ROIIC % among Banks companies is 2.37, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luxor AS's current 3-Year ROIIC % of 131.93 is 5466.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Luxor AS and its competitors. For the Banks industry, the median 3-Year ROIIC % is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luxor AS's current 3-Year ROIIC % is 131.93, which is 1178% above median its own 10-year median of 10.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luxor AS stock overvalued right now?
Luxor AS (LTS:0F5M) has a current 3-Year ROIIC % of 131.93. The stock's GF Value™ is kr521.43, compared to a current price of kr680.00 — trading 30.4% above its estimated fair value. The current 3-Year ROIIC % is 131.93, which is 1178% above median its 10-year median of 10.32 and 5466.7% above the Banks industry median of 2.37. Luxor AS's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Luxor AS (LTS:0F5M), the current 3-Year ROIIC % is 131.93 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Luxor AS (LTS:0F5M) Overvalued in 2026?

Based on GuruFocus' analysis, Luxor AS stock appears to be overvalued. The current stock price of kr680.00 is trading 30.4% above its estimated GF Value™ of kr521.43.

Key valuation signals for LTS:0F5M:

  • 3-Year ROIIC %: 131.93 (1178% above median its 10-year median of 10.32)
  • GF Value™: kr521.43 vs. price of kr680.00 (30.4% above fair value)
  • GF Score™: 50/100 with 7 warning signs
  • Industry Position: 5466.7% above the Banks median (#3 of 46)

No single metric tells the full story. See the LTS:0F5M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Luxor AS Business Description

Other Exchanges LUXOR B:Denmark
Address Frederiksborggade, 4th floor, Copenhagen, DNK, 1360
Luxor AS is an investment company. Its objective is to create the possible long-term return for shareholders through investment for equity and foreign capital within the defined risk framework. The company operates through four segments namely Mortgage deeds, Bonds, Shares and Investment properties. Its mortgage deed portfolio comprises of single family-houses, flats, cooperative housing, holiday houses, farms, and residential and business properties. The bond portfolio includes various corporate bonds. Its investment property portfolio consists of offices, shops, warehouses and production facilities.
50GF Score

Get the complete analysis for LTS:0F5M

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr680.00
Price
kr521.43
GF Value