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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for E. Sun Financial Holding Co's Debt-to-Equity or its related term are showing as below:
LUX:ESUNF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.26 Med: 0.28 Max: 0.43
Current: 0.3
During the past 13 years, the highest Debt-to-Equity Ratio of E. Sun Financial Holding Co was 0.43. The lowest was 0.26. And the median was 0.28.
LUX:ESUNF's Debt-to-Equity is ranked better than 68.92% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs LUX:ESUNF: 0.30
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
E. Sun Financial Holding Co Debt-to-Equity Related Terms
E. Sun Financial Holding Co Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E. Sun Financial Holding Co Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, E. Sun Financial Holding Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E. Sun Financial Holding Co Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, E. Sun Financial Holding Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where E. Sun Financial Holding Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E. Sun Financial Holding Co (LUX:ESUNF) has a Debt-to-Equity of 0.30 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on E. Sun Financial Holding Co and its competitors. This is near median its historical median of 0.28. Over the past decade, E. Sun Financial Holding Co's Debt-to-Equity has ranged from 0.26 to 0.43. According to the industry distribution chart, E. Sun Financial Holding Co ranks #442 out of 1422 companies in the Banks industry, placing it in the top 31.1%.
Is E. Sun Financial Holding Co's Debt-to-Equity too high?
E. Sun Financial Holding Co's current Debt-to-Equity of 0.30 is near median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.43. The Banks industry median Debt-to-Equity is 0.58. E. Sun Financial Holding Co's value of 0.30 is 48.3% below this industry median. Based on the distribution chart, E. Sun Financial Holding Co ranks #442 out of 1422 companies in the Banks industry, which is above the industry midpoint. Overall, E. Sun Financial Holding Co has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does E. Sun Financial Holding Co's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, E. Sun Financial Holding Co ranks #442 out of 1422 companies for Debt-to-Equity. This puts E. Sun Financial Holding Co in the upper half of its industry. The industry median Debt-to-Equity is 0.58. E. Sun Financial Holding Co's value of 0.30 is 48.3% below this benchmark. Historically, E. Sun Financial Holding Co's own Debt-to-Equity has ranged from 0.26 to 0.43 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.58, E. Sun Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E. Sun Financial Holding Co's current Debt-to-Equity of 0.30 is 48.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on E. Sun Financial Holding Co and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E. Sun Financial Holding Co's current Debt-to-Equity is 0.30, which is near median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E. Sun Financial Holding Co stock overvalued right now?
E. Sun Financial Holding Co (LUX:ESUNF) has a current Debt-to-Equity of 0.30. The stock's GF Value™ is $23.01, compared to a current price of $22.32 — trading 3% below its estimated fair value. The current Debt-to-Equity is 0.30, which is near median its 10-year median of 0.28 and 48.3% below the Banks industry median of 0.58. E. Sun Financial Holding Co's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For E. Sun Financial Holding Co (LUX:ESUNF), the current Debt-to-Equity is 0.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E. Sun Financial Holding Co (LUX:ESUNF) Overvalued in 2026?
Based on GuruFocus' analysis, E. Sun Financial Holding Co stock appears to be undervalued.
The current stock price of $22.32 is trading 3% below its estimated GF Value™ of $23.01.
Key valuation signals for LUX:ESUNF:
Debt-to-Equity: 0.30 (near median its 10-year median of 0.28)
GF Value™: $23.01 vs. price of $22.32 (3% below fair value)
Industry Position: 48.3% below the Banks median (#442 of 1422)
No single metric tells the full story. See the LUX:ESUNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E. Sun Financial Holding Co Ltd provides financial services in Taiwan. The company, through its subsidiaries, offers banking, securities, insurance, and venture capital services. The company has four reportable segments: Corporate banking unit, which handles corporate loans, foreign exchange business, and financial banking operations; Individual banking unit, which handles mortgage, unsecured personal loans (UPLs), wealth management, and credit cards; Overseas branches and subsidiaries, including overseas branches and subsidiaries' business; and Others, including other performance units except for the above operating segments. The company generates the majority of its revenue from Corporate and Individual Banking Units.
84GF Score
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