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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. E. Sun Financial Holding Co's Total Liabilities for the quarter that ended in Dec. 2025 was $135,345 Mil. E. Sun Financial Holding Co's Total Assets for the quarter that ended in Dec. 2025 was $144,057 Mil.
Therefore, E. Sun Financial Holding Co's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.94.
E. Sun Financial Holding Co (LUX:ESUNF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
E. Sun Financial Holding Co Liabilities-to-Assets Related Terms
E. Sun Financial Holding Co Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E. Sun Financial Holding Co Liabilities-to-Assets Chart
E. Sun Financial Holding Co Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, E. Sun Financial Holding Co's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E. Sun Financial Holding Co Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, E. Sun Financial Holding Co's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where E. Sun Financial Holding Co's Liabilities-to-Assets falls into.
E. Sun Financial Holding Co Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
E. Sun Financial Holding Co's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E. Sun Financial Holding Co (LUX:ESUNF) has a Liabilities-to-Assets of 0.94 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on E. Sun Financial Holding Co and its competitors.
Is E. Sun Financial Holding Co's Liabilities-to-Assets too high?
E. Sun Financial Holding Co's current Liabilities-to-Assets is 0.94. Overall, E. Sun Financial Holding Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does E. Sun Financial Holding Co's Liabilities-to-Assets compare to competitors?
E. Sun Financial Holding Co's Liabilities-to-Assets of 0.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on E. Sun Financial Holding Co and its competitors. E. Sun Financial Holding Co's current Liabilities-to-Assets is 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E. Sun Financial Holding Co stock overvalued right now?
E. Sun Financial Holding Co (LUX:ESUNF) has a current Liabilities-to-Assets of 0.94. The stock's GF Value™ is $23.27, compared to a current price of $22.32 — trading 4.1% below its estimated fair value. The current Liabilities-to-Assets is 0.94. E. Sun Financial Holding Co's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For E. Sun Financial Holding Co (LUX:ESUNF), the current Liabilities-to-Assets is 0.94 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E. Sun Financial Holding Co (LUX:ESUNF) Overvalued in 2026?
Based on GuruFocus' analysis, E. Sun Financial Holding Co stock appears to be undervalued.
The current stock price of $22.32 is trading 4.1% below its estimated GF Value™ of $23.27.
Key valuation signals for LUX:ESUNF:
Liabilities-to-Assets: 0.94
GF Value™: $23.27 vs. price of $22.32 (4.1% below fair value)
No single metric tells the full story. See the LUX:ESUNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E. Sun Financial Holding Co Ltd provides financial services in Taiwan. The company, through its subsidiaries, offers banking, securities, insurance, and venture capital services. The company has four reportable segments: Corporate banking unit, which handles corporate loans, foreign exchange business, and financial banking operations; Individual banking unit, which handles mortgage, unsecured personal loans (UPLs), wealth management, and credit cards; Overseas branches and subsidiaries, including overseas branches and subsidiaries' business; and Others, including other performance units except for the above operating segments. The company generates the majority of its revenue from Corporate and Individual Banking Units.
86GF Score
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