E. Sun Financial Holding Co (LUX:ESUNF) E10: $0.99 (As of Dec. 2025)


LUX:ESUNF E. Sun Financial Holding Co Ltd LUX:ESUNF
86 GF Score
Price $22.32
GF Value $24.91
! 3 Warning Signs
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What is E. Sun Financial Holding Co E10?

E. Sun Financial Holding Co LUX:ESUNF 86 E10 is $0.99 as of Dec. 2025. GuruFocus rates LUX:ESUNF with a GF Score™ of 86/100 and a GF Value™ of $24.91. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

E. Sun Financial Holding Co's adjusted earnings per share data for the three months ended in Dec. 2025 was $0.399. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.99 for the trailing ten years ended in Dec. 2025.

During the past 12 months, E. Sun Financial Holding Co's average E10 Growth Rate was 9.60% per year. During the past 3 years, the average E10 Growth Rate was 8.10% per year. During the past 5 years, the average E10 Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of E. Sun Financial Holding Co was 12.00% per year. The lowest was 8.00% per year. And the median was 11.30% per year.

As of today (2026-07-04), E. Sun Financial Holding Co's current stock price is $22.3247. E. Sun Financial Holding Co's E10 for the quarter that ended in Dec. 2025 was $0.99. E. Sun Financial Holding Co's Shiller PE Ratio of today is 22.55.

During the past 13 years, the highest Shiller PE Ratio of E. Sun Financial Holding Co was 27.03. The lowest was 18.19. And the median was 21.98.


E. Sun Financial Holding Co  (LUX:ESUNF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

E. Sun Financial Holding Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=22.3247/0.99
=22.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of E. Sun Financial Holding Co was 27.03. The lowest was 18.19. And the median was 21.98.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


E. Sun Financial Holding Co E10 Related Terms


E. Sun Financial Holding Co E10 Historical Data

* Premium members only.

The historical data trend for E. Sun Financial Holding Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E. Sun Financial Holding Co E10 Chart

E. Sun Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.97 1.03 1.14 0.99

E. Sun Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.14 1.11 0.99 0.98 0.99

E. Sun Financial Holding Co E10 Competitor Comparison

For the Banks - Regional subindustry, E. Sun Financial Holding Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E. Sun Financial Holding Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, E. Sun Financial Holding Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where E. Sun Financial Holding Co's Shiller PE Ratio falls into.


LUX:ESUNF
86GF Score
E. Sun Financial Holding Co Ltd LUX:ESUNF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

E. Sun Financial Holding Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, E. Sun Financial Holding Co's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.399/324.0540*324.0540
=0.399

Current CPI (Dec. 2025) = 324.0540.

E. Sun Financial Holding Co Quarterly Data

per share eps CPI Adj_EPS
201603 0.198 238.132 0.269
201606 0.192 241.018 0.258
201609 0.196 241.428 0.263
201612 0.130 241.432 0.174
201703 0.218 243.801 0.290
201706 0.198 244.955 0.262
201709 0.223 246.819 0.293
201712 0.171 246.524 0.225
201803 0.267 249.554 0.347
201806 0.229 251.989 0.294
201809 0.216 252.439 0.277
201812 0.197 251.233 0.254
201903 0.276 254.202 0.352
201906 0.242 256.143 0.306
201909 0.290 256.759 0.366
201912 0.230 256.974 0.290
202003 0.245 258.115 0.308
202006 0.283 257.797 0.356
202009 0.238 260.280 0.296
202012 0.231 260.474 0.287
202103 0.300 264.877 0.367
202106 0.274 271.696 0.327
202109 0.326 274.310 0.385
202112 0.276 278.802 0.321
202203 0.245 287.504 0.276
202206 0.150 296.311 0.164
202209 0.240 296.808 0.262
202212 0.214 296.797 0.234
202303 0.326 301.836 0.350
202306 0.228 305.109 0.242
202309 0.255 307.789 0.268
202312 0.285 306.746 0.301
202403 0.305 312.332 0.316
202406 0.306 314.175 0.316
202409 0.399 315.301 0.410
202412 0.246 315.605 0.253
202503 0.413 319.799 0.418
202506 0.409 322.561 0.411
202509 0.477 324.800 0.476
202512 0.399 324.054 0.399

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.99 mean?
E. Sun Financial Holding Co (LUX:ESUNF) has a E10 of $0.99 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on E. Sun Financial Holding Co and its competitors.
Is E. Sun Financial Holding Co's E10 too high?
E. Sun Financial Holding Co's current E10 is $0.99. Overall, E. Sun Financial Holding Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does E. Sun Financial Holding Co's E10 compare to competitors?
E. Sun Financial Holding Co's E10 of $0.99 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on E. Sun Financial Holding Co and its competitors. E. Sun Financial Holding Co's current E10 is $0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E. Sun Financial Holding Co stock overvalued right now?
E. Sun Financial Holding Co (LUX:ESUNF) has a current E10 of $0.99. The stock's GF Value™ is $24.91, compared to a current price of $22.32 — trading 10.4% below its estimated fair value. The current E10 is $0.99. E. Sun Financial Holding Co's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For E. Sun Financial Holding Co (LUX:ESUNF), the current E10 is $0.99 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E. Sun Financial Holding Co (LUX:ESUNF) Overvalued in 2026?

Based on GuruFocus' analysis, E. Sun Financial Holding Co stock appears to be undervalued. The current stock price of $22.32 is trading 10.4% below its estimated GF Value™ of $24.91.

Key valuation signals for LUX:ESUNF:

  • E10: $0.99
  • GF Value™: $24.91 vs. price of $22.32 (10.4% below fair value)
  • GF Score™: 86/100 with 3 warning signs

No single metric tells the full story. See the LUX:ESUNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E. Sun Financial Holding Co Business Description

Other Exchanges 2884:Taiwan
Address Minsheng East Road, 14th Floor, No. 117 & 1st Floor No. 115, Section 3, Songshan District, Taipei, TWN, 10546
E. Sun Financial Holding Co Ltd provides financial services in Taiwan. The company, through its subsidiaries, offers banking, securities, insurance, and venture capital services. The company has four reportable segments: Corporate banking unit, which handles corporate loans, foreign exchange business, and financial banking operations; Individual banking unit, which handles mortgage, unsecured personal loans (UPLs), wealth management, and credit cards; Overseas branches and subsidiaries, including overseas branches and subsidiaries' business; and Others, including other performance units except for the above operating segments. The company generates the majority of its revenue from Corporate and Individual Banking Units.
86GF Score

Get the complete analysis for LUX:ESUNF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.32
Price
$24.91
GF Value