E. Sun Financial Holding Co (LUX:ESUNF) Margin of Safety % (DCF Dividends Based): 31.52% (As of Jul. 04, 2026)


LUX:ESUNF E. Sun Financial Holding Co Ltd LUX:ESUNF
86 GF Score
Price $22.32
GF Value $24.91
! 3 Warning Signs
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What is E. Sun Financial Holding Co Margin of Safety % (DCF Dividends Based)?

E. Sun Financial Holding Co LUX:ESUNF 86 Margin of Safety % (DCF Dividends Based) is 31.52% as of Jul. 04, 2026. GuruFocus rates LUX:ESUNF with a GF Score™ of 86/100 and a GF Value™ of $24.91. The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-04), E. Sun Financial Holding Co's Predictability Rank is 5-Stars. E. Sun Financial Holding Co's intrinsic value calculated from the Discounted Dividend model is $22.19 and current share price is $22.3247. Consequently,

E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 31.52%.

E. Sun Financial Holding Co Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

E. Sun Financial Holding Co Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based) falls into.


LUX:ESUNF
86GF Score
E. Sun Financial Holding Co Ltd LUX:ESUNF
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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E. Sun Financial Holding Co Margin of Safety % (DCF Dividends Based) Calculation

E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(32.60-22.3247)/32.60
=31.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 31.52% mean?
E. Sun Financial Holding Co (LUX:ESUNF) has a Margin of Safety % (DCF Dividends Based) of 31.52% as of Jul. 04, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on E. Sun Financial Holding Co.
Is E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based) too high?
E. Sun Financial Holding Co's current Margin of Safety % (DCF Dividends Based) is 31.52%. Overall, E. Sun Financial Holding Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based) compare to competitors?
E. Sun Financial Holding Co's Margin of Safety % (DCF Dividends Based) of 31.52% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on E. Sun Financial Holding Co. E. Sun Financial Holding Co's current Margin of Safety % (DCF Dividends Based) is 31.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E. Sun Financial Holding Co stock overvalued right now?
E. Sun Financial Holding Co (LUX:ESUNF) has a current Margin of Safety % (DCF Dividends Based) of 31.52%. The stock's GF Value™ is $24.91, compared to a current price of $22.32 — trading 10.4% below its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 31.52%. E. Sun Financial Holding Co's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For E. Sun Financial Holding Co (LUX:ESUNF), the current Margin of Safety % (DCF Dividends Based) is 31.52% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E. Sun Financial Holding Co (LUX:ESUNF) Overvalued in 2026?

Based on GuruFocus' analysis, E. Sun Financial Holding Co stock appears to be undervalued. The current stock price of $22.32 is trading 10.4% below its estimated GF Value™ of $24.91.

Key valuation signals for LUX:ESUNF:

  • Margin of Safety % (DCF Dividends Based): 31.52%
  • GF Value™: $24.91 vs. price of $22.32 (10.4% below fair value)
  • GF Score™: 86/100 with 3 warning signs

No single metric tells the full story. See the LUX:ESUNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

E. Sun Financial Holding Co Business Description

Other Exchanges 2884:Taiwan
Address Minsheng East Road, 14th Floor, No. 117 & 1st Floor No. 115, Section 3, Songshan District, Taipei, TWN, 10546
E. Sun Financial Holding Co Ltd provides financial services in Taiwan. The company, through its subsidiaries, offers banking, securities, insurance, and venture capital services. The company has four reportable segments: Corporate banking unit, which handles corporate loans, foreign exchange business, and financial banking operations; Individual banking unit, which handles mortgage, unsecured personal loans (UPLs), wealth management, and credit cards; Overseas branches and subsidiaries, including overseas branches and subsidiaries' business; and Others, including other performance units except for the above operating segments. The company generates the majority of its revenue from Corporate and Individual Banking Units.
86GF Score

Get the complete analysis for LUX:ESUNF

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.32
Price
$24.91
GF Value