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E. Sun Financial Holding Co (LUX:ESUNF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
E. Sun Financial Holding Co Equity-to-Asset Related Terms
E. Sun Financial Holding Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E. Sun Financial Holding Co Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, E. Sun Financial Holding Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E. Sun Financial Holding Co Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, E. Sun Financial Holding Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where E. Sun Financial Holding Co's Equity-to-Asset falls into.
E. Sun Financial Holding Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
E. Sun Financial Holding Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E. Sun Financial Holding Co (LUX:ESUNF) has a Equity-to-Asset of 0.06 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on E. Sun Financial Holding Co and its competitors. This is near median its historical median of 0.06. Over the past decade, E. Sun Financial Holding Co's Equity-to-Asset has ranged from 0.06 to 0.07. According to the industry distribution chart, E. Sun Financial Holding Co ranks #1282 out of 1521 companies in the Banks industry, placing it in the top 84.3%.
Is E. Sun Financial Holding Co's Equity-to-Asset too high?
E. Sun Financial Holding Co's current Equity-to-Asset of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.07. The Banks industry median Equity-to-Asset is 0.10. E. Sun Financial Holding Co's value of 0.06 is 40% below this industry median. Based on the distribution chart, E. Sun Financial Holding Co ranks #1282 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, E. Sun Financial Holding Co has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does E. Sun Financial Holding Co's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, E. Sun Financial Holding Co ranks #1282 out of 1521 companies for Equity-to-Asset. This places E. Sun Financial Holding Co in the lower half of its industry. The industry median Equity-to-Asset is 0.10. E. Sun Financial Holding Co's value of 0.06 is 40% below this benchmark. Historically, E. Sun Financial Holding Co's own Equity-to-Asset has ranged from 0.06 to 0.07 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, E. Sun Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E. Sun Financial Holding Co's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on E. Sun Financial Holding Co and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E. Sun Financial Holding Co's current Equity-to-Asset is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E. Sun Financial Holding Co stock overvalued right now?
E. Sun Financial Holding Co (LUX:ESUNF) has a current Equity-to-Asset of 0.06. The stock's GF Value™ is $22.75, compared to a current price of $22.32 — trading 1.9% below its estimated fair value. The current Equity-to-Asset is 0.06, which is near median its 10-year median of 0.06 and 40% below the Banks industry median of 0.10. E. Sun Financial Holding Co's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For E. Sun Financial Holding Co (LUX:ESUNF), the current Equity-to-Asset is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E. Sun Financial Holding Co (LUX:ESUNF) Overvalued in 2026?
Based on GuruFocus' analysis, E. Sun Financial Holding Co stock appears to be undervalued.
The current stock price of $22.32 is trading 1.9% below its estimated GF Value™ of $22.75.
Key valuation signals for LUX:ESUNF:
Equity-to-Asset: 0.06 (near median its 10-year median of 0.06)
GF Value™: $22.75 vs. price of $22.32 (1.9% below fair value)
Industry Position: 40% below the Banks median (#1282 of 1521)
No single metric tells the full story. See the LUX:ESUNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E. Sun Financial Holding Co Ltd provides financial services in Taiwan. The company, through its subsidiaries, offers banking, securities, insurance, and venture capital services. The company has four reportable segments: Corporate banking unit, which handles corporate loans, foreign exchange business, and financial banking operations; Individual banking unit, which handles mortgage, unsecured personal loans (UPLs), wealth management, and credit cards; Overseas branches and subsidiaries, including overseas branches and subsidiaries' business; and Others, including other performance units except for the above operating segments. The company generates the majority of its revenue from Corporate and Individual Banking Units.
87GF Score
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