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Japan SystembankNGO:5530 -0.36%74 Debt-to-Equity is 1.07 as of Mar. 2026, which is 18% below its 10-year median of 1.31. GuruFocus rates NGO:5530 with a GF Score™ of 74/100 and a GF Value™ of 円970.77 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,614 Construction companies, Japan Systembank ranks worse than 75.34% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Japan Systembank's Debt-to-Equity or its related term are showing as below:
NGO:5530'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.97 Med: 1.31 Max: 2.74
Current: 0.97
During the past 6 years, the highest Debt-to-Equity Ratio of Japan Systembank was 2.74. The lowest was 0.97. And the median was 1.31.
NGO:5530's Debt-to-Equity is ranked worse than 75.34% of 1614
companies
in the Construction industry
Industry Median: 0.4
vs NGO:5530: 0.97
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Japan Systembank Debt-to-Equity Related Terms
Japan Systembank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Japan Systembank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Systembank Debt-to-Equity Competitor Comparison
For the Infrastructure Operations subindustry, Japan Systembank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Systembank Debt-to-Equity vs Construction Industry
For the Construction industry and Industrials sector, Japan Systembank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Japan Systembank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Systembank (NGO:5530) has a Debt-to-Equity of 1.07 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Japan Systembank and its competitors. This is 18% below median its historical median of 1.31. Over the past decade, Japan Systembank's Debt-to-Equity has ranged from 0.97 to 2.74. According to the industry distribution chart, Japan Systembank ranks #1216 out of 1614 companies in the Construction industry, placing it in the top 75.3%.
Is Japan Systembank's Debt-to-Equity too high?
Japan Systembank's current Debt-to-Equity of 1.07 is 18% below median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 2.74. The Construction industry median Debt-to-Equity is 0.40. Japan Systembank's value of 1.07 is 167.5% above this industry median. Based on the distribution chart, Japan Systembank ranks #1216 out of 1614 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Japan Systembank has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Systembank's Debt-to-Equity compare to competitors?
According to the Construction industry distribution chart, Japan Systembank ranks #1216 out of 1614 companies for Debt-to-Equity. This places Japan Systembank in the lower half of its industry. The industry median Debt-to-Equity is 0.40. Japan Systembank's value of 1.07 is 167.5% above this benchmark. Historically, Japan Systembank's own Debt-to-Equity has ranged from 0.97 to 2.74 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 0.40, Japan Systembank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Construction company?
The median Debt-to-Equity among Construction companies is 0.40, based on 1,614 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Systembank's current Debt-to-Equity of 1.07 is 167.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Japan Systembank and its competitors. For the Construction industry, the median Debt-to-Equity is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Systembank's current Debt-to-Equity is 1.07, which is 18% below median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Systembank stock overvalued right now?
Based on GuruFocus' analysis, Japan Systembank (NGO:5530) is currently considered Modestly Overvalued. The stock's GF Value™ is 円970.77, compared to a current price of 円1,096.00 — trading 12.9% above its estimated fair value. The current Debt-to-Equity is 1.07, which is 18% below median its 10-year median of 1.31 and 167.5% above the Construction industry median of 0.40. Japan Systembank's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Japan Systembank (NGO:5530), the current Debt-to-Equity is 1.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Systembank (NGO:5530) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Systembank stock appears to be overvalued.
The current stock price of 円1,096.00 is trading 12.9% above its estimated GF Value™ of 円970.77.
GuruFocus considers Japan Systembank to be Modestly Overvalued.
Key valuation signals for NGO:5530:
Debt-to-Equity: 1.07 (18% below median its 10-year median of 1.31)
GF Value™: 円970.77 vs. price of 円1,096.00 (12.9% above fair value)
Industry Position: 167.5% above the Construction median (#1216 of 1614)
No single metric tells the full story. See the NGO:5530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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