Japan Systembank (NGO:5530) Interest Expense: 円-28 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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NGO:5530 Japan Systembank Corp NGO:5530
74 GF Score
Price 円1,097.00
GF Value 円970.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Japan Systembank Interest Expense?

Japan Systembank NGO:5530 +0.73% 74 Interest Expense is 円-28 Mil as of Mar. 2026. GuruFocus rates NGO:5530 with a GF Score™ of 74/100 and a GF Value™ of 円970.53 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Japan Systembank's interest expense for the three months ended in Mar. 2026 was 円 -7 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円-28 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Japan Systembank's Operating Income for the three months ended in Mar. 2026 was 円 84 Mil. Japan Systembank's Interest Expense for the three months ended in Mar. 2026 was 円 -7 Mil. Japan Systembank's Interest Coverage for the quarter that ended in Mar. 2026 was 12.70. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Japan Systembank  (NGO:5530) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Japan Systembank's Interest Expense for the three months ended in Mar. 2026 was 円-7 Mil. Its Operating Income for the three months ended in Mar. 2026 was 円84 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was 円2,092 Mil.

Japan Systembank's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*83.625/-6.586
=12.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Japan Systembank Interest Expense Historical Data

* Premium members only.

The historical data trend for Japan Systembank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Systembank Interest Expense Chart

Japan Systembank Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Interest Expense
Get a 7-Day Free Trial -27.36 -23.81 -19.77 -21.09 -27.69

Japan Systembank Quarterly Data
Jun21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.69 -6.10 -7.44 -6.59 -7.56
NGO:5530
74GF Score
Japan Systembank Corp NGO:5530
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Systembank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円-28 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of 円-28 Mil mean?
Japan Systembank (NGO:5530) has a Interest Expense of 円-28 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Japan Systembank and its competitors.
Is Japan Systembank's Interest Expense too high?
Japan Systembank's current Interest Expense is 円-28 Mil. Overall, Japan Systembank has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Systembank's Interest Expense compare to competitors?
Japan Systembank's Interest Expense of 円-28 Mil can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Construction company?
A good Interest Expense depends on the Construction industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Japan Systembank and its competitors. Japan Systembank's current Interest Expense is 円-28 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Systembank stock overvalued right now?
Based on GuruFocus' analysis, Japan Systembank (NGO:5530) is currently considered Modestly Overvalued. The stock's GF Value™ is 円970.53, compared to a current price of 円1,097.00 — trading 13% above its estimated fair value. The current Interest Expense is 円-28 Mil. Japan Systembank's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Japan Systembank (NGO:5530), the current Interest Expense is 円-28 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Systembank (NGO:5530) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Systembank stock appears to be overvalued. The current stock price of 円1,097.00 is trading 13% above its estimated GF Value™ of 円970.53. GuruFocus considers Japan Systembank to be Modestly Overvalued.

Key valuation signals for NGO:5530:

  • Interest Expense: 円-28 Mil
  • GF Value™: 円970.53 vs. price of 円1,097.00 (13% above fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the NGO:5530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Systembank Business Description

Address 3-5-21 Chuo, Fukui Prefecture, Fukui, JPN, 910-0006
Japan Systembank Corp is engaged in the operation of coin parking, sales and maintenance of parking lot equipment.
74GF Score

Get the complete analysis for NGO:5530

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,097.00
Price
円970.53
GF Value