Japan Systembank (NGO:5530) Interest Expense: 円-18 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NGO:5530 Japan Systembank Corp NGO:5530
49 GF Score
Price 円1,028.00
GF Value 円703.04
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Japan Systembank Interest Expense?

Japan Systembank NGO:5530 +0.59% 49 Interest Expense is 円-18 Mil as of Dec. 2025. GuruFocus rates NGO:5530 with a GF Score™ of 49/100 and a GF Value™ of 円703.04 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Japan Systembank's interest expense for the three months ended in Dec. 2025 was 円 0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was 円-18 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Japan Systembank's Operating Income for the three months ended in Dec. 2025 was 円 0 Mil. Japan Systembank's Interest Expense for the three months ended in Dec. 2025 was 円 0 Mil. GuruFocus does not calculate Japan Systembank's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Japan Systembank  (NGO:5530) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Japan Systembank's Interest Expense for the three months ended in Dec. 2025 was 円0 Mil. Its Operating Income for the three months ended in Dec. 2025 was 円0 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was 円2,148 Mil.

Japan Systembank's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

GuruFocus does not calculate Japan Systembank's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Japan Systembank Interest Expense Historical Data

* Premium members only.

The historical data trend for Japan Systembank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Systembank Interest Expense Chart

Japan Systembank Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
-32.02 -27.36 -23.81 -19.77 -21.09

Japan Systembank Quarterly Data
Jun21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.38 -5.69 -6.10 0.00 -6.59
NGO:5530
49GF Score
Japan Systembank Corp NGO:5530
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Systembank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was 円-18 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of 円-18 Mil mean?
Japan Systembank (NGO:5530) has a Interest Expense of 円-18 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Japan Systembank and its competitors.
Is Japan Systembank's Interest Expense too high?
Japan Systembank's current Interest Expense is 円-18 Mil. Overall, Japan Systembank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Systembank's Interest Expense compare to competitors?
Japan Systembank's Interest Expense of 円-18 Mil can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Construction company?
A good Interest Expense depends on the Construction industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Japan Systembank and its competitors. Japan Systembank's current Interest Expense is 円-18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Systembank stock overvalued right now?
Based on GuruFocus' analysis, Japan Systembank (NGO:5530) is currently considered Significantly Overvalued. The stock's GF Value™ is 円703.04, compared to a current price of 円1,028.00 — trading 46.2% above its estimated fair value. The current Interest Expense is 円-18 Mil. Japan Systembank's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Japan Systembank (NGO:5530), the current Interest Expense is 円-18 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Systembank (NGO:5530) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Systembank stock appears to be overvalued. The current stock price of 円1,028.00 is trading 46.2% above its estimated GF Value™ of 円703.04. GuruFocus considers Japan Systembank to be Significantly Overvalued.

Key valuation signals for NGO:5530:

  • Interest Expense: 円-18 Mil
  • GF Value™: 円703.04 vs. price of 円1,028.00 (46.2% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the NGO:5530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Systembank Business Description

Address 3-5-21 Chuo, Fukui Prefecture, Fukui, JPN, 910-0006
Japan Systembank Corp is engaged in the operation of coin parking, sales and maintenance of parking lot equipment.
49GF Score

Get the complete analysis for NGO:5530

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,028.00
Price
円703.04
GF Value