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Japan SystembankNGO:5530 75 Quick Ratio is 1.36 as of Mar. 2026, which is 25% above its 10-year median of 1.09. GuruFocus rates NGO:5530 with a GF Score™ of 75/100 and a GF Value™ of 円969.90 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,792 Construction companies, Japan Systembank ranks better than 52.29% on this metric.
Japan Systembank (NGO:5530) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Japan Systembank Quick Ratio Related Terms
Japan Systembank Quick Ratio Historical Data
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The historical data trend for Japan Systembank's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Systembank Quick Ratio Competitor Comparison
For the Infrastructure Operations subindustry, Japan Systembank's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Systembank Quick Ratio vs Construction Industry
For the Construction industry and Industrials sector, Japan Systembank's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Japan Systembank's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Japan Systembank's Quick Ratio for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Systembank (NGO:5530) has a Quick Ratio of 1.36 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Japan Systembank and its competitors. This is 25% above median its historical median of 1.09. Over the past decade, Japan Systembank's Quick Ratio has ranged from 1.03 to 1.32. According to the industry distribution chart, Japan Systembank ranks #855 out of 1792 companies in the Construction industry, placing it in the top 47.7%.
Is Japan Systembank's Quick Ratio too high?
Japan Systembank's current Quick Ratio of 1.36 is 25% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 1.32. The Construction industry median Quick Ratio is 1.29. Japan Systembank's value of 1.36 is 5.4% above this industry median. Based on the distribution chart, Japan Systembank ranks #855 out of 1792 companies in the Construction industry, which is above the industry midpoint. Overall, Japan Systembank has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Systembank's Quick Ratio compare to competitors?
According to the Construction industry distribution chart, Japan Systembank ranks #855 out of 1792 companies for Quick Ratio. This puts Japan Systembank in the upper half of its industry. The industry median Quick Ratio is 1.29. Japan Systembank's value of 1.36 is 5.4% above this benchmark. Historically, Japan Systembank's own Quick Ratio has ranged from 1.03 to 1.32 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.29, Japan Systembank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Construction company?
The median Quick Ratio among Construction companies is 1.29, based on 1,792 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Systembank's current Quick Ratio of 1.36 is 5.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Japan Systembank and its competitors. For the Construction industry, the median Quick Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Systembank's current Quick Ratio is 1.36, which is 25% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Systembank stock overvalued right now?
Based on GuruFocus' analysis, Japan Systembank (NGO:5530) is currently considered Modestly Overvalued. The stock's GF Value™ is 円969.90, compared to a current price of 円1,090.00 — trading 12.4% above its estimated fair value. The current Quick Ratio is 1.36, which is 25% above median its 10-year median of 1.09 and 5.4% above the Construction industry median of 1.29. Japan Systembank's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Japan Systembank (NGO:5530), the current Quick Ratio is 1.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Systembank (NGO:5530) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Systembank stock appears to be overvalued.
The current stock price of 円1,090.00 is trading 12.4% above its estimated GF Value™ of 円969.90.
GuruFocus considers Japan Systembank to be Modestly Overvalued.
Key valuation signals for NGO:5530:
Quick Ratio: 1.36 (25% above median its 10-year median of 1.09)
GF Value™: 円969.90 vs. price of 円1,090.00 (12.4% above fair value)
Industry Position: 5.4% above the Construction median (#855 of 1792)
No single metric tells the full story. See the NGO:5530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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