Japan Systembank (NGO:5530) LT-Debt-to-Total-Asset: 0.29 (As of Dec. 2025)

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NGO:5530 Japan Systembank Corp NGO:5530
49 GF Score
Price 円1,021.00
GF Value 円702.90
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Japan Systembank LT-Debt-to-Total-Asset?

Japan Systembank NGO:5530 49 LT-Debt-to-Total-Asset is 0.29 as of Dec. 2025. GuruFocus rates NGO:5530 with a GF Score™ of 49/100 and a GF Value™ of 円702.90 (Significantly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Japan Systembank's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.29.

Japan Systembank's long-term debt to total assets ratio declined from Dec. 2024 (0.30) to Dec. 2025 (0.29). It may suggest that Japan Systembank is progressively becoming less dependent on debt to grow their business.

Japan Systembank  (NGO:5530) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Japan Systembank LT-Debt-to-Total-Asset Related Terms

Japan Systembank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Japan Systembank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Systembank LT-Debt-to-Total-Asset Chart

Japan Systembank Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
LT-Debt-to-Total-Asset
0.44 0.38 0.33 0.30 0.29

Japan Systembank Quarterly Data
Jun21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.29 0.30 0.29 0.28
NGO:5530
49GF Score
Japan Systembank Corp NGO:5530
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Systembank LT-Debt-to-Total-Asset Calculation

Japan Systembank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )/Total Assets (A: Jun. 2025 )
=2063.284/7111.668
=0.29

Japan Systembank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=2148.453/7465.539
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.29 mean?
Japan Systembank (NGO:5530) has a LT-Debt-to-Total-Asset of 0.29 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Japan Systembank and its competitors.
Is Japan Systembank's LT-Debt-to-Total-Asset too high?
Japan Systembank's current LT-Debt-to-Total-Asset is 0.29. Overall, Japan Systembank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Systembank's LT-Debt-to-Total-Asset compare to competitors?
Japan Systembank's LT-Debt-to-Total-Asset of 0.29 can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Construction company?
A good LT-Debt-to-Total-Asset depends on the Construction industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Japan Systembank and its competitors. Japan Systembank's current LT-Debt-to-Total-Asset is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Systembank stock overvalued right now?
Based on GuruFocus' analysis, Japan Systembank (NGO:5530) is currently considered Significantly Overvalued. The stock's GF Value™ is 円702.90, compared to a current price of 円1,021.00 — trading 45.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.29. Japan Systembank's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Japan Systembank (NGO:5530), the current LT-Debt-to-Total-Asset is 0.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Systembank (NGO:5530) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Systembank stock appears to be overvalued. The current stock price of 円1,021.00 is trading 45.3% above its estimated GF Value™ of 円702.90. GuruFocus considers Japan Systembank to be Significantly Overvalued.

Key valuation signals for NGO:5530:

  • LT-Debt-to-Total-Asset: 0.29
  • GF Value™: 円702.90 vs. price of 円1,021.00 (45.3% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the NGO:5530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Systembank Business Description

Address 3-5-21 Chuo, Fukui Prefecture, Fukui, JPN, 910-0006
Japan Systembank Corp is engaged in the operation of coin parking, sales and maintenance of parking lot equipment.
49GF Score

Get the complete analysis for NGO:5530

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,021.00
Price
円702.90
GF Value