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Artea Bankas ABOVSE:ROE1L 41 Debt-to-Equity is 1.74 as of Jun. 2026, which is 657% above its 10-year median of 0.23. GuruFocus rates OVSE:ROE1L with a GF Score™ of 41/100 and a GF Value™ of €0.80 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,419 Banks companies, Artea Bankas AB ranks worse than 82.03% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Artea Bankas AB's Debt-to-Equity or its related term are showing as below:
OVSE:ROE1L'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.23 Max: 1.78
Current: 1.74
During the past 13 years, the highest Debt-to-Equity Ratio of Artea Bankas AB was 1.78. The lowest was 0.05. And the median was 0.23.
OVSE:ROE1L's Debt-to-Equity is ranked worse than 82.03% of 1419
companies
in the Banks industry
Industry Median: 0.59
vs OVSE:ROE1L: 1.74
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Artea Bankas AB Debt-to-Equity Related Terms
Artea Bankas AB Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Artea Bankas AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Artea Bankas AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Artea Bankas AB Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Artea Bankas AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Artea Bankas AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Artea Bankas AB (OVSE:ROE1L) has a Debt-to-Equity of 1.74 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Artea Bankas AB and its competitors. This is 657% above median its historical median of 0.23. Over the past decade, Artea Bankas AB's Debt-to-Equity has ranged from 0.05 to 1.78. According to the industry distribution chart, Artea Bankas AB ranks #1164 out of 1419 companies in the Banks industry, placing it in the top 82%.
Is Artea Bankas AB's Debt-to-Equity too high?
Artea Bankas AB's current Debt-to-Equity of 1.74 is 657% above median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 1.78. The Banks industry median Debt-to-Equity is 0.59. Artea Bankas AB's value of 1.74 is 194.9% above this industry median. Based on the distribution chart, Artea Bankas AB ranks #1164 out of 1419 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Artea Bankas AB has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Artea Bankas AB's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Artea Bankas AB ranks #1164 out of 1419 companies for Debt-to-Equity. This places Artea Bankas AB in the lower half of its industry. The industry median Debt-to-Equity is 0.59. Artea Bankas AB's value of 1.74 is 194.9% above this benchmark. Historically, Artea Bankas AB's own Debt-to-Equity has ranged from 0.05 to 1.78 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.59, Artea Bankas AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.59, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Artea Bankas AB's current Debt-to-Equity of 1.74 is 194.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Artea Bankas AB and its competitors. For the Banks industry, the median Debt-to-Equity is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Artea Bankas AB's current Debt-to-Equity is 1.74, which is 657% above median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Artea Bankas AB stock overvalued right now?
Based on GuruFocus' analysis, Artea Bankas AB (OVSE:ROE1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.80, compared to a current price of €0.90 — trading 12.1% above its estimated fair value. The current Debt-to-Equity is 1.74, which is 657% above median its 10-year median of 0.23 and 194.9% above the Banks industry median of 0.59. Artea Bankas AB's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Artea Bankas AB (OVSE:ROE1L), the current Debt-to-Equity is 1.74 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Artea Bankas AB (OVSE:ROE1L) Overvalued in 2026?
Based on GuruFocus' analysis, Artea Bankas AB stock appears to be overvalued.
The current stock price of €0.90 is trading 12.1% above its estimated GF Value™ of €0.80.
GuruFocus considers Artea Bankas AB to be Modestly Overvalued.
Key valuation signals for OVSE:ROE1L:
Debt-to-Equity: 1.74 (657% above median its 10-year median of 0.23)
GF Value™: €0.80 vs. price of €0.90 (12.1% above fair value)
Industry Position: 194.9% above the Banks median (#1164 of 1419)
No single metric tells the full story. See the OVSE:ROE1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Artea Bankas AB provides daily finances to small and medium-sized businesses. It performs all banking operations including accepting deposits, issuing loans, money transfers and documentary settlements, exchanging currencies for clients, issuing and processing debit and credit cards, and among others.
41GF Score
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