Artea Bankas AB (OVSE:ROE1L) GF Score: 12/100 (As of Jul. 08, 2026) — 57% Below Median


OVSE:ROE1L Artea Bankas AB OVSE:ROE1L
12 GF Score
Price €0.89
GF Value €0.79
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Artea Bankas AB GF Score?

Artea Bankas AB OVSE:ROE1L -0.78% 12 GF Score is 12 as of Jul. 08, 2026, which is 57% below its 10-year median of 28.00. GuruFocus rates OVSE:ROE1L with a GF Score™ of 12/100 and a GF Value™ of €0.79 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Artea Bankas AB has the GF Score of 12, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 0/10
2. Profitability Rank : 3/10
3. Growth Rank : 7/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Artea Bankas AB might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Artea Bankas AB  (OVSE:ROE1L) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Artea Bankas AB GF Score Related Terms

OVSE:ROE1L vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, Artea Bankas AB's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Artea Bankas AB GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Artea Bankas AB's GF Score distribution charts can be found below:

* The bar in red indicates where Artea Bankas AB's GF Score falls into.


OVSE:ROE1L
12GF Score
Artea Bankas AB OVSE:ROE1L
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 12 mean?
Artea Bankas AB (OVSE:ROE1L) has a GF Score of 12 as of Jul. 08, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Artea Bankas AB and its competitors. This is 57% below median its historical median of 28.00. Over the past decade, Artea Bankas AB's GF Score has ranged from 7.00 to 44.00.
Is Artea Bankas AB's GF Score too high?
Artea Bankas AB's current GF Score of 12 is 57% below median its 10-year median of 28.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 44.00. Overall, Artea Bankas AB has a GF Score™ of 12/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Artea Bankas AB's GF Score compare to PNC and USB?
Artea Bankas AB's GF Score of 12 can be compared against companies in the Banks industry. Historically, Artea Bankas AB's own GF Score has ranged from 7.00 to 44.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Artea Bankas AB and its competitors. Artea Bankas AB's current GF Score is 12, which is 57% below median its own 10-year median of 28.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Artea Bankas AB stock overvalued right now?
Based on GuruFocus' analysis, Artea Bankas AB (OVSE:ROE1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.79, compared to a current price of €0.89 — trading 12.5% above its estimated fair value. The current GF Score is 12, which is 57% below median its 10-year median of 28.00. Artea Bankas AB's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Artea Bankas AB (OVSE:ROE1L), the current GF Score is 12 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Artea Bankas AB (OVSE:ROE1L) Overvalued in 2026?

Based on GuruFocus' analysis, Artea Bankas AB stock appears to be overvalued. The current stock price of €0.89 is trading 12.5% above its estimated GF Value™ of €0.79. GuruFocus considers Artea Bankas AB to be Modestly Overvalued.

Key valuation signals for OVSE:ROE1L:

  • GF Score: 12 (57% below median its 10-year median of 28.00)
  • GF Value™: €0.79 vs. price of €0.89 (12.5% above fair value)
  • GF Score™: 12/100 with 6 warning signs

No single metric tells the full story. See the OVSE:ROE1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Artea Bankas AB Business Description

Other Exchanges 0KC0:UKZH5:Germany
Address Tilzes Street 149, Siauliai, LTU, LT-76348
Artea Bankas AB provides daily finances to small and medium-sized businesses. It performs all banking operations including accepting deposits, issuing loans, money transfers and documentary settlements, exchanging currencies for clients, issuing and processing debit and credit cards, and among others.
12GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.89
Price
€0.79
GF Value