Artea Bankas AB (OVSE:ROE1L) LT-Debt-to-Total-Asset: 0.17 (As of Mar. 2026)


OVSE:ROE1L Artea Bankas AB OVSE:ROE1L
12 GF Score
Price €0.90
GF Value €0.79
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Artea Bankas AB LT-Debt-to-Total-Asset?

Artea Bankas AB OVSE:ROE1L 12 LT-Debt-to-Total-Asset is 0.17 as of Mar. 2026. GuruFocus rates OVSE:ROE1L with a GF Score™ of 12/100 and a GF Value™ of €0.79 (Modestly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Artea Bankas AB's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.17.

Artea Bankas AB's long-term debt to total assets ratio increased from Mar. 2025 (0.14) to Mar. 2026 (0.17). It may suggest that Artea Bankas AB is progressively becoming more dependent on debt to grow their business.

Artea Bankas AB  (OVSE:ROE1L) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Artea Bankas AB LT-Debt-to-Total-Asset Related Terms

Artea Bankas AB LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Artea Bankas AB's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Artea Bankas AB LT-Debt-to-Total-Asset Chart

Artea Bankas AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.05 0.06 0.09 0.17

Artea Bankas AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.14 0.13 0.17 0.17
OVSE:ROE1L
12GF Score
Artea Bankas AB OVSE:ROE1L
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Artea Bankas AB LT-Debt-to-Total-Asset Calculation

Artea Bankas AB's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1040.119/6075.47
=0.17

Artea Bankas AB's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1041.324/6091.638
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.17 mean?
Artea Bankas AB (OVSE:ROE1L) has a LT-Debt-to-Total-Asset of 0.17 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Artea Bankas AB and its competitors.
Is Artea Bankas AB's LT-Debt-to-Total-Asset too high?
Artea Bankas AB's current LT-Debt-to-Total-Asset is 0.17. Overall, Artea Bankas AB has a GF Score™ of 12/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Artea Bankas AB's LT-Debt-to-Total-Asset compare to PNC and USB?
Artea Bankas AB's LT-Debt-to-Total-Asset of 0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Artea Bankas AB and its competitors. Artea Bankas AB's current LT-Debt-to-Total-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Artea Bankas AB stock overvalued right now?
Based on GuruFocus' analysis, Artea Bankas AB (OVSE:ROE1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.79, compared to a current price of €0.90 — trading 13.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.17. Artea Bankas AB's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Artea Bankas AB (OVSE:ROE1L), the current LT-Debt-to-Total-Asset is 0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Artea Bankas AB (OVSE:ROE1L) Overvalued in 2026?

Based on GuruFocus' analysis, Artea Bankas AB stock appears to be overvalued. The current stock price of €0.90 is trading 13.4% above its estimated GF Value™ of €0.79. GuruFocus considers Artea Bankas AB to be Modestly Overvalued.

Key valuation signals for OVSE:ROE1L:

  • LT-Debt-to-Total-Asset: 0.17
  • GF Value™: €0.79 vs. price of €0.90 (13.4% above fair value)
  • GF Score™: 12/100 with 6 warning signs

No single metric tells the full story. See the OVSE:ROE1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Artea Bankas AB Business Description

Other Exchanges 0KC0:UKZH5:Germany
Address Tilzes Street 149, Siauliai, LTU, LT-76348
Artea Bankas AB provides daily finances to small and medium-sized businesses. It performs all banking operations including accepting deposits, issuing loans, money transfers and documentary settlements, exchanging currencies for clients, issuing and processing debit and credit cards, and among others.
12GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.90
Price
€0.79
GF Value