Artea Bankas AB (OVSE:ROE1L) ROE % Adjusted to Book Value: 10.27% (As of Mar. 2026)


OVSE:ROE1L Artea Bankas AB OVSE:ROE1L
12 GF Score
Price €0.90
GF Value €0.79
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Artea Bankas AB ROE % Adjusted to Book Value?

Artea Bankas AB OVSE:ROE1L -0.33% 12 ROE % Adjusted to Book Value is 10.27% as of Mar. 2026. GuruFocus rates OVSE:ROE1L with a GF Score™ of 12/100 and a GF Value™ of €0.79 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Artea Bankas AB's ROE % for the quarter that ended in Mar. 2026 was 10.37%. Artea Bankas AB's PB Ratio for the quarter that ended in Mar. 2026 was 1.01. Artea Bankas AB's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.27%.

Artea Bankas AB ROE % Adjusted to Book Value Related Terms

Artea Bankas AB ROE % Adjusted to Book Value Historical Data

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The historical data trend for Artea Bankas AB's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Artea Bankas AB ROE % Adjusted to Book Value Chart

Artea Bankas AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.88 17.13 18.20 15.18 10.11

Artea Bankas AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.32 10.32 12.83 8.17 10.27

OVSE:ROE1L vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Artea Bankas AB's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Artea Bankas AB ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Artea Bankas AB's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Artea Bankas AB's ROE % Adjusted to Book Value falls into.


OVSE:ROE1L
12GF Score
Artea Bankas AB OVSE:ROE1L
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Artea Bankas AB ROE % Adjusted to Book Value Calculation

Artea Bankas AB's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.21% / 1.01
=10.11%

Artea Bankas AB's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.37% / 1.01
=10.27%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.27% mean?
Artea Bankas AB (OVSE:ROE1L) has a ROE % Adjusted to Book Value of 10.27% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Artea Bankas AB and its competitors.
Is Artea Bankas AB's ROE % Adjusted to Book Value too high?
Artea Bankas AB's current ROE % Adjusted to Book Value is 10.27%. Overall, Artea Bankas AB has a GF Score™ of 12/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Artea Bankas AB's ROE % Adjusted to Book Value compare to PNC and USB?
Artea Bankas AB's ROE % Adjusted to Book Value of 10.27% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Artea Bankas AB and its competitors. Artea Bankas AB's current ROE % Adjusted to Book Value is 10.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Artea Bankas AB stock overvalued right now?
Based on GuruFocus' analysis, Artea Bankas AB (OVSE:ROE1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.79, compared to a current price of €0.90 — trading 13.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.27%. Artea Bankas AB's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Artea Bankas AB (OVSE:ROE1L), the current ROE % Adjusted to Book Value is 10.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Artea Bankas AB (OVSE:ROE1L) Overvalued in 2026?

Based on GuruFocus' analysis, Artea Bankas AB stock appears to be overvalued. The current stock price of €0.90 is trading 13.4% above its estimated GF Value™ of €0.79. GuruFocus considers Artea Bankas AB to be Modestly Overvalued.

Key valuation signals for OVSE:ROE1L:

  • ROE % Adjusted to Book Value: 10.27%
  • GF Value™: €0.79 vs. price of €0.90 (13.4% above fair value)
  • GF Score™: 12/100 with 6 warning signs

No single metric tells the full story. See the OVSE:ROE1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Artea Bankas AB Business Description

Other Exchanges 0KC0:UKZH5:Germany
Address Tilzes Street 149, Siauliai, LTU, LT-76348
Artea Bankas AB provides daily finances to small and medium-sized businesses. It performs all banking operations including accepting deposits, issuing loans, money transfers and documentary settlements, exchanging currencies for clients, issuing and processing debit and credit cards, and among others.
12GF Score

Get the complete analysis for OVSE:ROE1L

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.90
Price
€0.79
GF Value