OZKAP.PFD (Bank OZK) Debt-to-Equity : 0.16 (As of Dec. 2024)

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What is Bank OZK Debt-to-Equity?

Bank OZK's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.00 Mil. Bank OZK's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $883.04 Mil. Bank OZK's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $5,705.62 Mil. Bank OZK's debt to equity for the quarter that ended in Dec. 2024 was 0.15.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Bank OZK's Debt-to-Equity or its related term are showing as below:

OZKAP.PFD' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.11 Med: 0.19 Max: 0.26
Current: 0.16

During the past 13 years, the highest Debt-to-Equity Ratio of Bank OZK was 0.26. The lowest was 0.11. And the median was 0.19.

OZKAP.PFD's Debt-to-Equity is ranked better than
82.23% of 1474 companies
in the Banks industry
Industry Median: 0.61 vs OZKAP.PFD: 0.16

Bank OZK Debt-to-Equity Historical Data

The historical data trend for Bank OZK's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank OZK Debt-to-Equity Chart

Bank OZK Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Debt-to-Equity

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0.26

0.25

0.23

0.25

0.16

Bank OZK Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Debt-to-Equity	Get a 7-Day Free Trial															0.25	0.13	0.16	0.11	0.16

Competitive Comparison of Bank OZK's Debt-to-Equity

For the Banks - Regional subindustry, Bank OZK's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank OZK's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank OZK's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Bank OZK's Debt-to-Equity falls into.

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Bank OZK Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Bank OZK's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	883.04)	/	5705.623
	=	0.15

Bank OZK's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	883.04)	/	5705.623
	=	0.15

Bank OZK (NAS:OZKAP.PFD) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Bank OZK Debt-to-Equity Related Terms

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Bank OZK Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank OZK (NAS:OZKAP.PFD) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

OZK:USA BO8:Germany

Address

18000 Cantrell Road, Little Rock, AR, USA, 72223

Website

https://www.ozk.com

Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit, and individual retirement accounts to loan services like real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking, and other related services.