SWRD (Stewards) Debt-to-Equity: -1.80 (As of Sep. 2023)

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SWRD Stewards Inc SWRD
29 GF Score
Price $3.80
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What is Stewards Debt-to-Equity?

Stewards SWRD +0.65% 29 Debt-to-Equity is -1.80 as of Sep. 2023. GuruFocus rates SWRD with a GF Score™ of 29/100.

Stewards's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $0.00 Mil. Stewards's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $31.36 Mil. Stewards's Total Stockholders Equity for the quarter that ended in Sep. 2023 was $-17.44 Mil. Stewards's debt to equity for the quarter that ended in Sep. 2023 was -1.80.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Stewards's Debt-to-Equity or its related term are showing as below:

SWRD's Debt-to-Equity is not ranked *
in the Credit Services industry.
Industry Median: 1.24
* Ranked among companies with meaningful Debt-to-Equity only.

Stewards  (OTCPK:SWRD) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Stewards Debt-to-Equity Related Terms

Stewards Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Stewards's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewards Debt-to-Equity Chart

Stewards Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.00 -0.89 0.00 -0.61 -0.37

Stewards Quarterly Data
Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Sep22 Sep23
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -0.37 0.00 N/A -1.80

SWRD vs RAHGF, BWMY, V: Debt-to-Equity Comparison

For the Credit Services subindustry, Stewards's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Stewards Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Stewards's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Stewards's Debt-to-Equity falls into.


SWRD
29GF Score
Stewards Inc SWRD
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Stewards Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Stewards's Debt to Equity Ratio for the fiscal year that ended in Dec. 2013 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0.01 + 0) / -0.027
=-0.37

Stewards's Debt to Equity Ratio for the quarter that ended in Sep. 2023 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 31.364) / -17.443
=-1.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of -1.80 mean?
Stewards (SWRD) has a Debt-to-Equity of -1.80 as of Sep. 2023. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Stewards and its competitors.
Is Stewards' Debt-to-Equity too high?
Stewards' current Debt-to-Equity is -1.80. Overall, Stewards has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Stewards' Debt-to-Equity compare to RAHGF and BWMY?
Stewards' Debt-to-Equity of -1.80 can be compared against companies in the Credit Services industry. The industry median Debt-to-Equity is 1.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.24, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Stewards and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewards's current Debt-to-Equity is -1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewards stock overvalued right now?
Stewards (SWRD) has a current Debt-to-Equity of -1.80. The current Debt-to-Equity is -1.80. Stewards' overall GF Score™ is 29/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Stewards (SWRD), the current Debt-to-Equity is -1.80 as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Stewards Business Description

Address 4300 N. University Drive, Suite D-105, Lauderhill, FL, USA, 33351
Stewards Inc is a diversified financial services company with two complementary business platforms: Private Credit and Real Estate. It provides alternative financing solutions to small and medium-sized businesses (SMBs) underserved by traditional lenders, while also building a portfolio of income-producing and value enhancing real estate assets. The Private Credit Division provides revenue-based funding and related financing products to SMBs nationwide. The Real Estate Division targets strategic investments in residential, mixed-use, and commercial properties designed to generate stable rental income and have the potential for long-term value appreciation. It operates in two segments Financing Solutions, and Real Estate Operations.
29GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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