Gross Margin % is calculated as gross profit divided by its revenue. Stewards's Gross Profit for the
three
months ended in Sep. 2023 was $1.80 Mil. Stewards's Revenue for the
three
months ended in Sep. 2023 was $3.28 Mil. Therefore, Stewards's Gross Margin % for the quarter that ended in Sep. 2023 was 54.86%.
The historical rank and industry rank for Stewards's Gross Margin % or its related term are showing as below:
SWRD's Gross Margin % is not ranked *
in the Credit Services industry.
Industry Median: 51.845 * Ranked among companies with meaningful Gross Margin % only.
Stewards had a gross margin of 54.86% for the quarter that ended in Sep. 2023 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Stewards was 0.00% per year.
Stewards (OTCPK:SWRD) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Stewards had a gross margin of 54.86% for the quarter that ended in Sep. 2023 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Stewards Gross Margin % Related Terms
Stewards Gross Margin % Historical Data
* Premium members only.
The historical data trend for Stewards's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Stewards's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stewards Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Stewards's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Stewards's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Stewards (SWRD) has a Gross Margin % of 54.86% as of Sep. 2023. Gross margin is the ratio of total gross profit to net sales. View historical data on Stewards and its competitors.
Is Stewards' Gross Margin % too high?
Stewards' current Gross Margin % is 54.86%. The Credit Services industry median Gross Margin % is 51.85. Stewards' value of 54.86% is 5.8% above this industry median. Overall, Stewards has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Stewards' Gross Margin % compare to RAHGF and BWMY?
Stewards' Gross Margin % of 54.86% can be compared against companies in the Credit Services industry. The industry median Gross Margin % is 51.85. Stewards' value of 54.86% is 5.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.85, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewards's current Gross Margin % of 54.86% is 5.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Stewards and its competitors. For the Credit Services industry, the median Gross Margin % is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewards's current Gross Margin % is 54.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewards stock overvalued right now?
Stewards (SWRD) has a current Gross Margin % of 54.86%. The current Gross Margin % is 54.86% and 5.8% above the Credit Services industry median of 51.85. Stewards' overall GF Score™ is 29/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Stewards (SWRD), the current Gross Margin % is 54.86% as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Stewards Inc is a diversified financial services company with two complementary business platforms: Private Credit and Real Estate. It provides alternative financing solutions to small and medium-sized businesses (SMBs) underserved by traditional lenders, while also building a portfolio of income-producing and value enhancing real estate assets. The Private Credit Division provides revenue-based funding and related financing products to SMBs nationwide. The Real Estate Division targets strategic investments in residential, mixed-use, and commercial properties designed to generate stable rental income and have the potential for long-term value appreciation. It operates in two segments Financing Solutions, and Real Estate Operations.
29GF Score
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