SWRD (Stewards) E10: $-3.63 (As of Sep. 2023)


SWRD Stewards Inc SWRD
29 GF Score
Price $2.75
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What is Stewards E10?

Stewards SWRD -8.33% 29 E10 is $-3.63 as of Sep. 2023. GuruFocus rates SWRD with a GF Score™ of 29/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Stewards's adjusted earnings per share data for the three months ended in Sep. 2023 was $-0.010. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-3.63 for the trailing ten years ended in Sep. 2023.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-25), Stewards's current stock price is $2.75. Stewards's E10 for the quarter that ended in Sep. 2023 was $-3.63. Stewards's Shiller PE Ratio of today is .


Stewards  (OTCPK:SWRD) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Stewards E10 Related Terms


Stewards E10 Historical Data

* Premium members only.

The historical data trend for Stewards's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewards E10 Chart

Stewards Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Stewards Quarterly Data
Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Sep22 Sep23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -3.63

SWRD vs RAHGF, BWMY, V: E10 Comparison

For the Credit Services subindustry, Stewards's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewards Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Stewards's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Stewards's Shiller PE Ratio falls into.


SWRD
29GF Score
Stewards Inc SWRD
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Stewards E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Stewards's adjusted earnings per share data for the three months ended in Sep. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2023 (Change)*Current CPI (Sep. 2023)
=-0.01/307.7890*307.7890
=-0.010

Current CPI (Sep. 2023) = 307.7890.

Stewards Quarterly Data

per share eps CPI Adj_EPS
200412 0.000 190.300 0.000
200503 -0.050 193.300 -0.080
200506 -0.042 194.500 -0.066
200509 -0.050 198.800 -0.077
200512 -0.070 196.800 -0.109
200603 -0.055 199.800 -0.085
200606 -0.051 202.900 -0.077
200609 -0.509 202.900 -0.772
200612 -0.179 201.800 -0.273
200703 -0.292 205.352 -0.438
200706 -0.177 208.352 -0.261
200709 -0.684 208.490 -1.010
200712 1.153 210.036 1.690
200803 0.000 213.528 0.000
200806 0.000 218.815 0.000
200809 0.000 218.783 0.000
200812 0.000 210.228 0.000
200903 0.000 212.709 0.000
200906 0.000 215.693 0.000
200909 0.000 215.969 0.000
200912 -5.000 215.949 -7.126
201003 0.000 217.631 0.000
201006 -5.000 217.965 -7.061
201009 0.000 218.439 0.000
201012 0.000 219.179 0.000
201103 0.000 223.467 0.000
201106 0.000 225.722 0.000
201109 -0.636 226.889 -0.863
201112 -0.301 225.672 -0.411
201203 0.000 229.392 0.000
201206 0.000 229.478 0.000
201209 0.000 231.407 0.000
201212 0.000 229.601 0.000
201303 0.000 232.773 0.000
201306 0.000 233.504 0.000
201309 0.000 234.149 0.000
201312 0.000 233.049 0.000
201403 0.000 236.293 0.000
202209 -0.020 296.808 -0.021
202309 -0.010 307.789 -0.010

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $-3.63 mean?
Stewards (SWRD) has a E10 of $-3.63 as of Sep. 2023. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Stewards and its competitors.
Is Stewards' E10 too high?
Stewards' current E10 is $-3.63. Overall, Stewards has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Stewards' E10 compare to RAHGF and BWMY?
Stewards' E10 of $-3.63 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Stewards and its competitors. Stewards's current E10 is $-3.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewards stock overvalued right now?
Stewards (SWRD) has a current E10 of $-3.63. The current E10 is $-3.63. Stewards' overall GF Score™ is 29/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Stewards (SWRD), the current E10 is $-3.63 as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Stewards Business Description

Address 4300 N. University Drive, Suite D-105, Lauderhill, FL, USA, 33351
Stewards Inc is a diversified financial services company with two complementary business platforms: Private Credit and Real Estate. It provides alternative financing solutions to small and medium-sized businesses (SMBs) underserved by traditional lenders, while also building a portfolio of income-producing and value enhancing real estate assets. The Private Credit Division provides revenue-based funding and related financing products to SMBs nationwide. The Real Estate Division targets strategic investments in residential, mixed-use, and commercial properties designed to generate stable rental income and have the potential for long-term value appreciation. It operates in two segments Financing Solutions, and Real Estate Operations.
29GF Score

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E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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