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KGI Financial Holding CoTPE:2883 62 Debt-to-Equity is 0.75 as of Dec. 2025, which is 50% above its 10-year median of 0.50. GuruFocus rates TPE:2883 with a GF Score™ of 62/100 and a GF Value™ of NT$27.39 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 405 Insurance companies, KGI Financial Holding Co ranks worse than 87.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for KGI Financial Holding Co's Debt-to-Equity or its related term are showing as below:
TPE:2883'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.4 Med: 0.5 Max: 0.75
Current: 0.75
During the past 13 years, the highest Debt-to-Equity Ratio of KGI Financial Holding Co was 0.75. The lowest was 0.40. And the median was 0.50.
TPE:2883's Debt-to-Equity is ranked worse than 87.65% of 405
companies
in the Insurance industry
Industry Median: 0.21
vs TPE:2883: 0.75
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
KGI Financial Holding Co Debt-to-Equity Related Terms
KGI Financial Holding Co Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2883 vs AFL, MET, PRU: Debt-to-Equity Comparison
For the Insurance - Life subindustry, KGI Financial Holding Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KGI Financial Holding Co Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, KGI Financial Holding Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where KGI Financial Holding Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KGI Financial Holding Co (TPE:2883) has a Debt-to-Equity of 0.75 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on KGI Financial Holding Co and its competitors. This is 50% above median its historical median of 0.50. Over the past decade, KGI Financial Holding Co's Debt-to-Equity has ranged from 0.40 to 0.75. According to the industry distribution chart, KGI Financial Holding Co ranks #355 out of 405 companies in the Insurance industry, placing it in the top 87.7%.
Is KGI Financial Holding Co's Debt-to-Equity too high?
KGI Financial Holding Co's current Debt-to-Equity of 0.75 is 50% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.75. The Insurance industry median Debt-to-Equity is 0.21. KGI Financial Holding Co's value of 0.75 is 257.1% above this industry median. Based on the distribution chart, KGI Financial Holding Co ranks #355 out of 405 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, KGI Financial Holding Co has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KGI Financial Holding Co's Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, KGI Financial Holding Co ranks #355 out of 405 companies for Debt-to-Equity. This places KGI Financial Holding Co in the lower half of its industry. The industry median Debt-to-Equity is 0.21. KGI Financial Holding Co's value of 0.75 is 257.1% above this benchmark. Historically, KGI Financial Holding Co's own Debt-to-Equity has ranged from 0.40 to 0.75 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.21, KGI Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KGI Financial Holding Co's current Debt-to-Equity of 0.75 is 257.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on KGI Financial Holding Co and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KGI Financial Holding Co's current Debt-to-Equity is 0.75, which is 50% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KGI Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, KGI Financial Holding Co (TPE:2883) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$27.39, compared to a current price of NT$30.40 — trading 11% above its estimated fair value. The current Debt-to-Equity is 0.75, which is 50% above median its 10-year median of 0.50 and 257.1% above the Insurance industry median of 0.21. KGI Financial Holding Co's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For KGI Financial Holding Co (TPE:2883), the current Debt-to-Equity is 0.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KGI Financial Holding Co (TPE:2883) Overvalued in 2026?
Based on GuruFocus' analysis, KGI Financial Holding Co stock appears to be overvalued.
The current stock price of NT$30.40 is trading 11% above its estimated GF Value™ of NT$27.39.
GuruFocus considers KGI Financial Holding Co to be Modestly Overvalued.
Key valuation signals for TPE:2883:
Debt-to-Equity: 0.75 (50% above median its 10-year median of 0.50)
GF Value™: NT$27.39 vs. price of NT$30.40 (11% above fair value)
Industry Position: 257.1% above the Insurance median (#355 of 405)
No single metric tells the full story. See the TPE:2883 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KGI Financial Holding Co Ltd is engages in financial holding, invests in and manages the businesses of finance-related institutions domestic and foreign approved by authorities and investees. It operates four segments: Commercial banking, Securities, Venture Capital and Insurance. Commercial banking engaged in consumer banking, corporate banking and market and financial institution. Securities engaged in wealth management business, trading business and investment banking business. Venture Capital engaged in investment business directly. Insurance department operates life insurance business based on the provisions of the insurance law. Key revenue is generated from Insurance segment.
62GF Score
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