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KGI Financial Holding Co Ltd stock PB Ratio (=1.64) is close to 10-year high of 1.68.
The historical rank and industry rank for KGI Financial Holding Co's PB Ratio or its related term are showing as below:
TPE:2883'
s PB Ratio Range Over the Past 10 Years
Min: 0.57 Med: 0.9 Max: 1.68
Current: 1.65
During the past 13 years, KGI Financial Holding Co's highest PB Ratio was 1.68. The lowest was 0.57. And the median was 0.90.
TPE:2883's PB Ratio is ranked worse than 56.63% of 498
companies
in the Insurance industry
Industry Median: 1.4
vs TPE:2883: 1.65
During the past 12 months, KGI Financial Holding Co's average Book Value Per Share Growth Rate was 7.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of KGI Financial Holding Co was 17.40% per year. The lowest was -5.10% per year. And the median was 1.90% per year.
Back to Basics: PB Ratio
KGI Financial Holding Co (TPE:2883) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, KGI Financial Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KGI Financial Holding Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, KGI Financial Holding Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where KGI Financial Holding Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
KGI Financial Holding Co (TPE:2883) has a PB Ratio of 1.64 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on KGI Financial Holding Co and its competitors. This is 82% above median its historical median of 0.90. Over the past decade, KGI Financial Holding Co's PB Ratio has ranged from 0.57 to 1.68. According to the industry distribution chart, KGI Financial Holding Co ranks #282 out of 498 companies in the Insurance industry, placing it in the top 56.6%.
Is KGI Financial Holding Co's PB Ratio too high?
KGI Financial Holding Co's current PB Ratio of 1.64 is 82% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.68. The Insurance industry median PB Ratio is 1.40. KGI Financial Holding Co's value of 1.64 is 17.1% above this industry median. Based on the distribution chart, KGI Financial Holding Co ranks #282 out of 498 companies in the Insurance industry, which is below the industry midpoint. Overall, KGI Financial Holding Co has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KGI Financial Holding Co's PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, KGI Financial Holding Co ranks #282 out of 498 companies for PB Ratio. This places KGI Financial Holding Co in the lower half of its industry. The industry median PB Ratio is 1.40. KGI Financial Holding Co's value of 1.64 is 17.1% above this benchmark. Historically, KGI Financial Holding Co's own PB Ratio has ranged from 0.57 to 1.68 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.40, KGI Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KGI Financial Holding Co's current PB Ratio of 1.64 is 17.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on KGI Financial Holding Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KGI Financial Holding Co's current PB Ratio is 1.64, which is 82% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KGI Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, KGI Financial Holding Co (TPE:2883) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$27.03, compared to a current price of NT$30.15 — trading 11.5% above its estimated fair value. The current PB Ratio is 1.64, which is 82% above median its 10-year median of 0.90 and 17.1% above the Insurance industry median of 1.40. KGI Financial Holding Co's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For KGI Financial Holding Co (TPE:2883), the current PB Ratio is 1.64 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KGI Financial Holding Co (TPE:2883) Overvalued in 2026?
Based on GuruFocus' analysis, KGI Financial Holding Co stock appears to be overvalued.
The current stock price of NT$30.15 is trading 11.5% above its estimated GF Value™ of NT$27.03.
GuruFocus considers KGI Financial Holding Co to be Modestly Overvalued.
Key valuation signals for TPE:2883:
PB Ratio: 1.64 (82% above median its 10-year median of 0.90)
GF Value™: NT$27.03 vs. price of NT$30.15 (11.5% above fair value)
Industry Position: 17.1% above the Insurance median (#282 of 498)
No single metric tells the full story. See the TPE:2883 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KGI Financial Holding Co Ltd is engages in financial holding, invests in and manages the businesses of finance-related institutions domestic and foreign approved by authorities and investees. It operates four segments: Commercial banking, Securities, Venture Capital and Insurance. Commercial banking engaged in consumer banking, corporate banking and market and financial institution. Securities engaged in wealth management business, trading business and investment banking business. Venture Capital engaged in investment business directly. Insurance department operates life insurance business based on the provisions of the insurance law. Key revenue is generated from Insurance segment.
62GF Score
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