KGI Financial Holding Co (TPE:2883) Return-on-Tangible-Equity: 14.54% (As of Dec. 2025) — 80% Above Median


TPE:2883 KGI Financial Holding Co Ltd TPE:2883
62 GF Score
Price NT$30.05
GF Value NT$26.99
Valuation Modestly Overvalued
! 8 Warning Signs
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What is KGI Financial Holding Co Return-on-Tangible-Equity?

KGI Financial Holding Co TPE:2883 62 Return-on-Tangible-Equity is 14.54% as of Dec. 2025, which is 80% above its 10-year median of 8.08. GuruFocus rates TPE:2883 with a GF Score™ of 62/100 and a GF Value™ of NT$26.99 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 498 Insurance companies, KGI Financial Holding Co ranks worse than 60.44% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. KGI Financial Holding Co's annualized net income for the quarter that ended in Dec. 2025 was NT$44,029 Mil. KGI Financial Holding Co's average shareholder tangible equity for the quarter that ended in Dec. 2025 was NT$302,763 Mil. Therefore, KGI Financial Holding Co's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 14.54%.

The historical rank and industry rank for KGI Financial Holding Co's Return-on-Tangible-Equity or its related term are showing as below:

TPE:2883' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.8   Med: 8.08   Max: 15.33
Current: 10.53

During the past 13 years, KGI Financial Holding Co's highest Return-on-Tangible-Equity was 15.33%. The lowest was 3.80%. And the median was 8.08%.

TPE:2883's Return-on-Tangible-Equity is ranked worse than
60.44% of 498 companies
in the Insurance industry
Industry Median: 13.53 vs TPE:2883: 10.53

KGI Financial Holding Co  (TPE:2883) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


KGI Financial Holding Co Return-on-Tangible-Equity Related Terms


KGI Financial Holding Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for KGI Financial Holding Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KGI Financial Holding Co Return-on-Tangible-Equity Chart

KGI Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.33 7.05 8.70 12.54 10.01

KGI Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.10 12.17 -4.86 19.95 14.54

TPE:2883 vs AFL, MET, PRU: Return-on-Tangible-Equity Comparison

For the Insurance - Life subindustry, KGI Financial Holding Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KGI Financial Holding Co Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, KGI Financial Holding Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where KGI Financial Holding Co's Return-on-Tangible-Equity falls into.


TPE:2883
62GF Score
KGI Financial Holding Co Ltd TPE:2883
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KGI Financial Holding Co Return-on-Tangible-Equity Calculation

KGI Financial Holding Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=30057.614/( (289881.945+310793.788 )/ 2 )
=30057.614/300337.8665
=10.01 %

KGI Financial Holding Co's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=44028.632/( (294731.306+310793.788)/ 2 )
=44028.632/302762.547
=14.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 14.54% mean?
KGI Financial Holding Co (TPE:2883) has a Return-on-Tangible-Equity of 14.54% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on KGI Financial Holding Co and its competitors. This is 80% above median its historical median of 8.08. Over the past decade, KGI Financial Holding Co's Return-on-Tangible-Equity has ranged from 3.80 to 15.33. According to the industry distribution chart, KGI Financial Holding Co ranks #301 out of 498 companies in the Insurance industry, placing it in the top 60.4%.
Is KGI Financial Holding Co's Return-on-Tangible-Equity too high?
KGI Financial Holding Co's current Return-on-Tangible-Equity of 14.54% is 80% above median its 10-year median of 8.08. Over the past 10 years, this metric has ranged from a low of 3.80 to a high of 15.33. The Insurance industry median Return-on-Tangible-Equity is 13.53. KGI Financial Holding Co's value of 14.54% is 7.5% above this industry median. Based on the distribution chart, KGI Financial Holding Co ranks #301 out of 498 companies in the Insurance industry, which is below the industry midpoint. Overall, KGI Financial Holding Co has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KGI Financial Holding Co's Return-on-Tangible-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, KGI Financial Holding Co ranks #301 out of 498 companies for Return-on-Tangible-Equity. This places KGI Financial Holding Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.53. KGI Financial Holding Co's value of 14.54% is 7.5% above this benchmark. Historically, KGI Financial Holding Co's own Return-on-Tangible-Equity has ranged from 3.80 to 15.33 over the past decade. While the company's 10-year median is 8.08 vs. the industry median of 13.53, KGI Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.53, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KGI Financial Holding Co's current Return-on-Tangible-Equity of 14.54% is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on KGI Financial Holding Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KGI Financial Holding Co's current Return-on-Tangible-Equity is 14.54%, which is 80% above median its own 10-year median of 8.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KGI Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, KGI Financial Holding Co (TPE:2883) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$26.99, compared to a current price of NT$30.05 — trading 11.3% above its estimated fair value. The current Return-on-Tangible-Equity is 14.54%, which is 80% above median its 10-year median of 8.08 and 7.5% above the Insurance industry median of 13.53. KGI Financial Holding Co's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For KGI Financial Holding Co (TPE:2883), the current Return-on-Tangible-Equity is 14.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KGI Financial Holding Co (TPE:2883) Overvalued in 2026?

Based on GuruFocus' analysis, KGI Financial Holding Co stock appears to be overvalued. The current stock price of NT$30.05 is trading 11.3% above its estimated GF Value™ of NT$26.99. GuruFocus considers KGI Financial Holding Co to be Modestly Overvalued.

Key valuation signals for TPE:2883:

  • Return-on-Tangible-Equity: 14.54% (80% above median its 10-year median of 8.08)
  • GF Value™: NT$26.99 vs. price of NT$30.05 (11.3% above fair value)
  • GF Score™: 62/100 with 8 warning signs
  • Industry Position: 7.5% above the Insurance median (#301 of 498)

No single metric tells the full story. See the TPE:2883 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KGI Financial Holding Co Business Description

Address No. 135, Dunhua N. Road, Songshan District, Taipei, TWN, 105
KGI Financial Holding Co Ltd is engages in financial holding, invests in and manages the businesses of finance-related institutions domestic and foreign approved by authorities and investees. It operates four segments: Commercial banking, Securities, Venture Capital and Insurance. Commercial banking engaged in consumer banking, corporate banking and market and financial institution. Securities engaged in wealth management business, trading business and investment banking business. Venture Capital engaged in investment business directly. Insurance department operates life insurance business based on the provisions of the insurance law. Key revenue is generated from Insurance segment.
62GF Score

Get the complete analysis for TPE:2883

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$30.05
Price
NT$26.99
GF Value