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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Capitea's Debt-to-Equity or its related term are showing as below:
WAR:CAP'
s Debt-to-Equity Range Over the Past 10 Years
Min: -7.94 Med: -1.12 Max: 6.61
Current: 0.73
During the past 12 years, the highest Debt-to-Equity Ratio of Capitea was 6.61. The lowest was -7.94. And the median was -1.12.
WAR:CAP's Debt-to-Equity is ranked better than 62.64% of 455
companies
in the Credit Services industry
Industry Median: 1.23
vs WAR:CAP: 0.73
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Capitea Debt-to-Equity Related Terms
Capitea Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Capitea's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Capitea's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitea Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capitea's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Capitea's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitea (WAR:CAP) has a Debt-to-Equity of 0.73 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Capitea and its competitors. According to the industry distribution chart, Capitea ranks #170 out of 455 companies in the Credit Services industry, placing it in the top 37.4%.
Is Capitea's Debt-to-Equity too high?
Capitea's current Debt-to-Equity is 0.73. The Credit Services industry median Debt-to-Equity is 1.23. Capitea's value of 0.73 is 40.7% below this industry median. Based on the distribution chart, Capitea ranks #170 out of 455 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capitea has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capitea's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Capitea ranks #170 out of 455 companies for Debt-to-Equity. This puts Capitea in the upper half of its industry. The industry median Debt-to-Equity is 1.23. Capitea's value of 0.73 is 40.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitea's current Debt-to-Equity of 0.73 is 40.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Capitea and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitea's current Debt-to-Equity is 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitea stock overvalued right now?
Based on GuruFocus' analysis, Capitea (WAR:CAP) is currently considered Fairly Valued. The stock's GF Value™ is zł0.47, compared to a current price of zł0.45 — trading 3.4% below its estimated fair value. The current Debt-to-Equity is 0.73 and 40.7% below the Credit Services industry median of 1.23. Capitea's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Capitea (WAR:CAP), the current Debt-to-Equity is 0.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capitea (WAR:CAP) Overvalued in 2026?
Based on GuruFocus' analysis, Capitea stock appears to be undervalued.
The current stock price of zł0.45 is trading 3.4% below its estimated GF Value™ of zł0.47.
GuruFocus considers Capitea to be Fairly Valued.
Key valuation signals for WAR:CAP:
Debt-to-Equity: 0.73
GF Value™: zł0.47 vs. price of zł0.45 (3.4% below fair value)
Industry Position: 40.7% below the Credit Services median (#170 of 455)
No single metric tells the full story. See the WAR:CAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capitea SA, formerly Getback Spolka Akcyjna is an account receivable manager engaged in the recovery of acquired debts and management of debt portfolios in securitization funds, including restructuring and recovery of acquired debts.
60GF Score
Get the complete analysis for WAR:CAP
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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