CapiteaWAR:CAP -0.45%61 EBITDA Margin % is 14.08% as of Mar. 2026, which is 80% below its 10-year median of 68.80. GuruFocus rates WAR:CAP with a GF Score™ of 61/100 and a GF Value™ of zł0.59 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 413 Credit Services companies, Capitea ranks worse than 55.93% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Capitea's EBITDA for the
three
months ended in Mar. 2026 was zł3.2 Mil. Capitea's Revenue for the
three
months ended in Mar. 2026 was zł22.5 Mil. Therefore, Capitea's EBITDA margin for the quarter that ended in Mar. 2026 was 14.08%.
Capitea (WAR:CAP) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Capitea EBITDA Margin % Related Terms
Capitea EBITDA Margin % Historical Data
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The historical data trend for Capitea's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Capitea's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitea EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capitea's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Capitea's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitea (WAR:CAP) has a EBITDA Margin % of 14.08% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Capitea and its competitors. This is 80% below median its historical median of 68.80. According to the industry distribution chart, Capitea ranks #231 out of 413 companies in the Credit Services industry, placing it in the top 55.9%.
Is Capitea's EBITDA Margin % too high?
Capitea's current EBITDA Margin % of 14.08% is 80% below median its 10-year median of 68.80. The Credit Services industry median EBITDA Margin % is 21.03. Capitea's value of 14.08% is 33% below this industry median. Based on the distribution chart, Capitea ranks #231 out of 413 companies in the Credit Services industry, which is below the industry midpoint. Overall, Capitea has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capitea's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Capitea ranks #231 out of 413 companies for EBITDA Margin %. This places Capitea in the lower half of its industry. The industry median EBITDA Margin % is 21.03. Capitea's value of 14.08% is 33% below this benchmark. While the company's 10-year median is 68.80 vs. the industry median of 21.03, Capitea has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.03, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitea's current EBITDA Margin % of 14.08% is 33% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Capitea and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitea's current EBITDA Margin % is 14.08%, which is 80% below median its own 10-year median of 68.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitea stock overvalued right now?
Based on GuruFocus' analysis, Capitea (WAR:CAP) is currently considered Modestly Undervalued. The stock's GF Value™ is zł0.59, compared to a current price of zł0.44 — trading 25.8% below its estimated fair value. The current EBITDA Margin % is 14.08%, which is 80% below median its 10-year median of 68.80 and 33% below the Credit Services industry median of 21.03. Capitea's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Capitea (WAR:CAP), the current EBITDA Margin % is 14.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capitea (WAR:CAP) Overvalued in 2026?
Based on GuruFocus' analysis, Capitea stock appears to be undervalued.
The current stock price of zł0.44 is trading 25.8% below its estimated GF Value™ of zł0.59.
GuruFocus considers Capitea to be Modestly Undervalued.
Key valuation signals for WAR:CAP:
EBITDA Margin %: 14.08% (80% below median its 10-year median of 68.80)
GF Value™: zł0.59 vs. price of zł0.44 (25.8% below fair value)
Industry Position: 33% below the Credit Services median (#231 of 413)
No single metric tells the full story. See the WAR:CAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capitea SA, formerly Getback Spolka Akcyjna is an account receivable manager engaged in the recovery of acquired debts and management of debt portfolios in securitization funds, including restructuring and recovery of acquired debts.
61GF Score
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